2024 Overview
General Credit Union Information
Safe is an NCUA insured institution located in Sumter, SC. It was founded in 1955 and has approximately $1825.51 millions in assets.
Who can join?
You can if you...
Live, work, worship or go to school in Lee, Clarendon, Sumter and Orangeburg counties and parts of Kershaw, Florence, Richland and Lexington counties, South Carolina.
Work for one of the 500+ companies offering SAFE membership as an employee benefit
Have someone in your family eligible for membership.
(Note: there are other methods of qualifying, but one must email their Member Service Council for details.)
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 9988 |
| Date Established | 1955 |
| Assets | $1,825.51 million |
| Loans | $1,326.84 million |
| Deposits | $1,627.30 million |
| Capital | $172.54 million |
Field of Membership Restrictions
Membership in SAFE Federal Credit Union is open to live, work, worship or go to school in Lee, Clarendon, Sumter, Florence or Orangeburg counties or parts of Kershaw, Richland and Lexington counties, South Carolina.
Deposit Rates - April 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.15% | $1 | - |
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|
|
Money Market
|
1.25% | $1 | $25,000 |
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|
|
Money Market
|
1.60% | $25,001 | $50,000 |
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|
|
Money Market
|
2.40% | $50,001 | $100,000 |
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|
|
Money Market
|
2.80% | $100,001 | $250,000 |
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|
|
Money Market
|
3.20% | $250,001 | $500,000 |
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|
|
Money Market
|
3.45% | $500,001 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Month Share Investment
|
0.75% | $1,000 | $49,999 |
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|
| 3 Month Share Investment
|
0.80% | $50,000 | $99,999 |
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|
| 3 Month Share Investment
|
0.90% | $100,000 | - |
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|
| 6 Mo CD
|
0.75% | $1,000 | $49,999 |
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|
| 6 Month Share Investment
|
0.90% | $50,000 | $99,999 |
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|
| 6 Mo CD
|
1.00% | $100,000 | - |
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|
| 9 Month Special
|
4.50% | $1,000 | $250,000 |
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|
| 12 Mo CD
|
3.50% | $1,000 | $49,999 |
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|
| 12 Mo CD
|
3.50% | $50,000 | $99,999 |
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|
| 12 Mo CD
|
3.50% | $100,000 | - |
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|
| 18 Mo CD
|
1.25% | $1,000 | $49,999 |
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|
| 18 Mo CD
|
1.30% | $50,000 | $99,999 |
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|
| 18 Mo CD
|
1.40% | $100,000 | - |
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|
| 19 Month Special
|
3.75% | $1,000 | $250,000 |
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|
| 24 Mo CD
|
1.30% | $1,000 | $49,999 |
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|
| 24 Month Investment
|
1.35% | $50,000 | $99,999 |
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|
| 24 Mo CD
|
1.45% | $100,000 | - |
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|
| 36 Mo CD
|
1.10% | $1,000 | $49,999 |
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|
| 36 Month Investment
|
1.15% | $50,000 | $99,999 |
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|
| 36 Mo CD
|
1.25% | $100,000 | - |
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|
| 48 Mo CD
|
1.00% | $1,000 | $49,999 |
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|
| 48 Month Investment
|
1.05% | $50,000 | $99,999 |
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|
| 48 Mo CD
|
1.15% | $100,000 | - |
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|
| 60 Mo CD
|
0.95% | $1,000 | $49,999 |
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|
| 60 Month Investment
|
1.00% | $50,000 | $99,999 |
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|
| 60 Mo CD
|
1.10% | $100,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| VIRA
|
0.15% | $1 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.05% | $500 | - | Learn More |
Loan Rates - April 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Safe
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.698% | 6.625% | 0.75 | $2,403 | $2,049 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 1907 |
Learn More | |||||
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Safe
To upload and update your bank's rates please register.
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Branches
Below are Safe branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SAFE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Safe Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Safe. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Safe | U.S. Average |
|---|---|
| 10.52% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Safe had $18,025,651 in non-current loans and $708,149 in owned assets. To cover these potential losses it had $172,536,394 in net worth and $5,606,320 in loans loss reserves. That gives it a Texas Ratio of 10.52%.
Net Worth
| Safe | U.S. Average |
|---|---|
| 9.43% | 13.62% |
Safe FCU has a net worth of 9.43% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Safe
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