This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.02% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 510 | 357 |
| 2 | 50,510 | 515 | 361 |
| 3 | 51,025 | 520 | 364 |
| 4 | 51,546 | 526 | 368 |
| 5 | 52,071 | 531 | 372 |
| 6 | 52,603 | 537 | 376 |
| 7 | 53,139 | 542 | 379 |
| 8 | 53,681 | 548 | 383 |
| 9 | 54,229 | 553 | 387 |
| 10 | 54,782 | 559 | 391 |
| 11 | 55,341 | 564 | 395 |
| 12 | 55,905 | 570 | 399 |
| 13 | 56,475 | 576 | 403 |
| 14 | 57,051 | 582 | 407 |
| 15 | 57,633 | 588 | 412 |
| 16 | 58,221 | 594 | 416 |
| 17 | 58,815 | 600 | 420 |
| 18 | 59,415 | 606 | 424 |
| 19 | 60,021 | 612 | 429 |
| 20 | 60,633 | 618 | 433 |
| TOTAL | $11,252 | $7,876 |
| Year | Rate 0.95% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 475 | 333 |
| 2 | 50,475 | 480 | 336 |
| 3 | 50,955 | 484 | 339 |
| 4 | 51,439 | 489 | 342 |
| 5 | 51,927 | 493 | 345 |
| 6 | 52,421 | 498 | 349 |
| 7 | 52,919 | 503 | 352 |
| 8 | 53,421 | 508 | 355 |
| 9 | 53,929 | 512 | 359 |
| 10 | 54,441 | 517 | 362 |
| 11 | 54,958 | 522 | 365 |
| 12 | 55,480 | 527 | 369 |
| 13 | 56,007 | 532 | 372 |
| 14 | 56,540 | 537 | 376 |
| 15 | 57,077 | 542 | 380 |
| 16 | 57,619 | 547 | 383 |
| 17 | 58,166 | 553 | 387 |
| 18 | 58,719 | 558 | 390 |
| 19 | 59,277 | 563 | 394 |
| 20 | 59,840 | 568 | 398 |
| TOTAL | $10,408 | $7,286 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.15% |
$1,000 |
Learn More | |
|
Last change: ↓0.15% on October 13. |
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