Compare Savings vs. CDs
Comparison of Deposit Account from SANDIA LABORATORY with 0.30%
- September 2026
Long-Term Analysis of AIR ACADEMY with 3.35% APY and SOUTHBRIDGE with 0.05% APY and SANDIA LABORATORY with 0.30% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL CD3.35%-$50,00024 MonthCredit Union5.05x (National Avg. - 0.66%)$500SCENARIO
Year Rate
3.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,675 1,173 2 51,675 1,731 1,212 3 53,406 1,789 1,252 4 55,195 1,849 1,294 5 57,044 1,911 1,338 6 58,955 1,975 1,383 7 60,930 2,041 1,429 8 62,971 2,110 1,477 9 65,081 2,180 1,526 10 67,261 2,253 1,577 11 69,514 2,329 1,630 12 71,843 2,407 1,685 13 74,250 2,487 1,741 14 76,737 2,571 1,799 15 79,308 2,657 1,860 16 81,965 2,746 1,922 17 84,711 2,838 1,986 18 87,548 2,933 2,053 19 90,481 3,031 2,122 20 93,512 3,133 2,193 TOTAL $46,645 $32,652 - 2LOCAL SAVINGS0.05%-$50,000N.A.Credit Union0.21x (National Avg. - 0.23%)$2,500SCENARIO
Year Rate
0.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 25 18 2 50,025 25 18 3 50,050 25 18 4 50,075 25 18 5 50,100 25 18 6 50,125 25 18 7 50,150 25 18 8 50,175 25 18 9 50,200 25 18 10 50,225 25 18 11 50,251 25 18 12 50,276 25 18 13 50,301 25 18 14 50,326 25 18 15 50,351 25 18 16 50,376 25 18 17 50,402 25 18 18 50,427 25 18 19 50,452 25 18 20 50,477 25 18 TOTAL $502 $352 - 3LOCAL MONEY MARKET0.30%-$50,000N.A.Credit Union1.28x (National Avg. - 0.23%)$2,500SCENARIO
Year Rate
0.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 150 105 2 50,150 150 105 3 50,300 151 106 4 50,451 151 106 5 50,603 152 106 6 50,755 152 107 7 50,907 153 107 8 51,059 153 107 9 51,213 154 108 10 51,366 154 108 11 51,520 155 108 12 51,675 155 109 13 51,830 155 109 14 51,985 156 109 15 52,141 156 109 16 52,298 157 110 17 52,455 157 110 18 52,612 158 110 19 52,770 158 111 20 52,928 159 111 TOTAL $3,087 $2,161
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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