SANDIA LABORATORY

P.O. BOX 23040
Albuquerque, NM 87192

Phone: 800-947-5328

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5851
Date Established 1948
Assets $2,548.76 million
Loans $1,361.28 million
Deposits $2,264.17 million
Capital $299.67 million

Sandia Laboratory is an NCUA insured institution located in Albuquerque, NM. It was founded in 1948 and has approximately $2548.76 millions in assets.

Who can join?

Current and retired employees of the companies listed below, and their family and household members

Family and household members of current members

Current members of associations listed below, as stated
List here: https://www.slfcu.org/Who_Can_Join_106.html

Members of the National Museum of Nuclear Science & History (ask us about joining the Museum)

Field of Membership Restrictions

Membership in Sandia Laboratory Federal Credit Union is open to employees of Sandia National Laboratories, Science Applications International Corporation, and over 300 other companies. Membership is also open to members of the National Museum of Nuclear Science & History (New Mexico and California residents only).

Deposit Rates - April 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.30% $2,500 $9,999 Learn MoreShow Less
Money Market
0.35% $10,000 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.61% $1,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.90% $1,000 $49,999 Learn MoreShow Less
1.10% $100,000 $199,999 Learn MoreShow Less
1.61% $1,000 $49,999 Learn MoreShow Less
1.81% $100,000 $199,999 Learn MoreShow Less
1.61% $1,000 $49,999 Learn MoreShow Less
2.17% $1,000 $49,999 Learn MoreShow Less
2.37% $100,000 $199,999 Learn MoreShow Less
2.17% $1,000 $49,999 Learn MoreShow Less
2.32% $1,000 $49,999 Learn MoreShow Less
2.52% $100,000 $199,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
2.64% $1,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $500 - Learn MoreShow Less

Loan Rates - April 21, 2019

Your Current Location: Virginia, VA 20146

Auto Loan Rates APR Rate Monthly Payment
3 Year 2.50% 2.50% $721.53
4 Year 2.50% 2.50% $547.85
5 Year 3.20% 3.20% $451.44
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Branches

Below are Sandia Laboratory branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Sandia Laboratory Locations


Financial Details

Sandia Laboratory Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sandia Laboratory. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sandia Laboratory U.S. Average
2.90% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Sandia Laboratory had $7,501,301 in non-current loans and $1,350,258 in owned assets. To cover these potential losses it had $299,670,334 in net worth and $5,261,688 in loans loss reserves. That gives it a Texas Ratio of 2.90%.

Net Worth
Sandia Laboratory U.S. Average
11.75% 13.61%

Sandia Laboratory FCU has a net worth of 11.75% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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