Sandia Laboratory


P.o. Box 23040
Albuquerque, NM 87192
See all branch locations →

Phone 800-947-5328

Notable Rates APY Vs.Others
Savings 0.15% 0.65% →
1-Year CD 0.90% 0.67% →
2-Year CD 1.10% 0.75% →
5-Year CD 1.56% 1.15% →
30-Year Mortgage 3.85% 2.72% →
15-Year Mortgage 3.17% 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sandia Laboratory is an NCUA insured institution located in Albuquerque, NM. It was founded in 1948 and has approximately $3109.13 millions in assets.

Who can join?

Current and retired employees of the companies listed below, and their family and household members

Family and household members of current members

Current members of associations listed below, as stated
List here:

Members of the National Museum of Nuclear Science & History (ask us about joining the Museum)

NCUA Insured Yes / Federally Chartered
Charter Number # # 5851
Date Established 1948
Assets $3,109.13 million
Loans $1,448.92 million
Deposits $2,754.01 million
Capital $327.04 million

Field of Membership Restrictions

Membership in Sandia Laboratory Federal Credit Union is open to employees of Sandia National Laboratories, Science Applications International Corporation, and over 300 other companies. Membership is also open to members of the National Museum of Nuclear Science & History (New Mexico and California residents only).

Deposit Rates - May 7, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.70% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.90% $100,000 $199,999 Learn More
18 Mo CD
1.05% $10,000 $14,999 Learn More
18 Mo CD
1.25% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
1.10% $100,000 $199,999 Learn More
30 Mo CD
1.20% $10,000 $14,999 Learn More
30 Mo CD
1.40% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.30% $100,000 $199,999 Learn More
48 Mo CD
1.15% $10,000 $14,999 Learn More
48 Mo CD
1.45% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.56% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 7, 2021

Your Current Location: Connecticut, CT 06828

Auto Loan Rates APR Rate Monthly Payment
3 Year 3.19% 3.19% $729.13
4 Year 3.59% 3.59% $559.90
5 Year 3.79% 3.79% $458.05
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Below are Sandia Laboratory branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Sandia Laboratory Locations

Financial Details

Sandia Laboratory Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sandia Laboratory. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sandia Laboratory U.S. Average
1.30% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Sandia Laboratory had $3,496,170 in non-current loans and $858,630 in owned assets. To cover these potential losses it had $327,035,246 in net worth and $7,300,058 in loans loss reserves. That gives it a Texas Ratio of 1.30%.

Net Worth
Sandia Laboratory U.S. Average
10.51% 12.67%

Sandia Laboratory FCU has a net worth of 10.51% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sandia Laboratory

Branches and Savings

What is Sandia Laboratory?

A federal credit union, registered with the NCUA under certificate #5851.
Learn more about credit unions here.

Is Sandia Laboratory FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Sandia Laboratory is insured by the NCUA.

Who can join Sandia Laboratory?

Please see Field of Membership information above for information on who is eligible to join.

What are Sandia Laboratory's share account and share certificate rates?

Sandia Laboratory's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sandia Laboratory?

Sandia Laboratory has total capital of $327.04 million. Full information on Sandia Laboratory's financial position is located above.

Who owns Sandia Laboratory?

Credit Unions are owned by their members.

Where are Sandia Laboratory branches located?

See branch locations nearby.

Are Sandia Laboratory ATMs Open 24/7?

Do Sandia Laboratory ATMs accept cash deposits?

Can Sandia Laboratory customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sandia Laboratory have a mobile app?

Does Sandia Laboratory have mobile deposit?

Does Sandia Laboratory have quick pay?

How can Sandia Laboratory transfer money to other banks or credit unions?

Does Sandia Laboratory report to credit bureaus?

Does Sandia Laboratory use Chexsystems?

Does Sandia Laboratory use Equifax?

What is Sandia Laboratory's toll free phone number?

What is Sandia Laboratory's ACH Routing Number?

What is Sandia Laboratory's SWIFT code?

Where can I find Sandia Laboratory's wire transfer form?

What is the Sandia Laboratory address for deposits?

What Products Does Sandia Laboratory Offer

Does Sandia Laboratory offer mortgages?

Compare mortgage rates here.

Does Sandia Laboratory offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sandia Laboratory offer auto and RV loans?

Compare auto loan rates here.

Does Sandia Laboratory offer student loans or personal loans?

Compare personal loan rates here.

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