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Comparison of Deposit Account from Security State Bank with 0.85% - June 2025


Long-Term Analysis of CLARENCE COMMUNITY & SCHOOLS with 0.50% APY and Security State Bank with 0.85% APY and TEXOMA COMMUNITY with 1.16% APY and TEXOMA COMMUNITY with 1.26% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    CLARENCE COMMUNITY & SCHOOLS
    0.50%
    -
    $50,000
    12 Month
    Credit Union
    0.91x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 2
    LOCAL CD
    Security State Bank
    0.85%
    -
    $50,000
    36 Month
    Bank
    1.13x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.85%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 425 298
    2 50,425 429 300
    3 50,854 432 303
    4 51,286 436 305
    5 51,722 440 308
    6 52,161 443 310
    7 52,605 447 313
    8 53,052 451 316
    9 53,503 455 318
    10 53,958 459 321
    11 54,416 463 324
    12 54,879 466 327
    13 55,345 470 329
    14 55,816 474 332
    15 56,290 478 335
    16 56,769 483 338
    17 57,251 487 341
    18 57,738 491 344
    19 58,229 495 346
    20 58,724 499 349
    TOTAL $9,223 $6,456
  • 3
    LOCAL CD
    TEXOMA COMMUNITY
    1.16%
    -
    $50,000
    48 Month
    Credit Union
    1.41x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    1.16%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 578 405
    2 50,578 585 409
    3 51,163 591 414
    4 51,754 598 419
    5 52,352 605 424
    6 52,958 612 429
    7 53,570 619 433
    8 54,189 626 438
    9 54,815 634 444
    10 55,449 641 449
    11 56,090 648 454
    12 56,739 656 459
    13 57,394 663 464
    14 58,058 671 470
    15 58,729 679 475
    16 59,408 687 481
    17 60,095 695 486
    18 60,789 703 492
    19 61,492 711 498
    20 62,203 719 503
    TOTAL $12,922 $9,045
  • 4
    LOCAL CD
    TEXOMA COMMUNITY
    1.26%
    -
    $50,000
    60 Month
    Credit Union
    1.37x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    1.26%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 629 440
    2 50,629 636 445
    3 51,265 644 451
    4 51,909 652 457
    5 52,562 661 462
    6 53,223 669 468
    7 53,892 677 474
    8 54,569 686 480
    9 55,255 695 486
    10 55,949 703 492
    11 56,653 712 498
    12 57,365 721 505
    13 58,086 730 511
    14 58,816 739 518
    15 59,555 749 524
    16 60,304 758 531
    17 61,062 768 537
    18 61,830 777 544
    19 62,607 787 551
    20 63,394 797 558
    TOTAL $14,191 $9,933

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.20% on April 9.

    Last change: ↑0.34% on May 27.
    Warning: Early Withdrawal Penalty is 180 days interest.

    Last change: ↑0.26% on April 9.
    Early Withdrawal Penalty is 6 months interest.

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