Ark Valley Credit Union

Headquarters

1515 N Summit St
Arkansas City, KS 67005
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 4.15% →
1-Year CD 0.75% 4.59% →
2-Year CD 1.00% 4.45% →
5-Year CD 1.25% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Ark Valley is an NCUA insured institution located in Arkansas City, KS. It was founded in 1955 and has approximately $55.82 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 62894
Date Established 1955
Assets $55.82 million
Loans $33.82 million
Deposits $46.91 million
Capital $8.21 million
 

Deposit Rates - September 16, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 16, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Ark Valley

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Note to Ark Valley
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Branches

Below are Ark Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Ark Valley Locations around zip code 85001


BranchDistance Map View Lobby Hours

Main Office

835.38 A View Lobby Hours

Winfield Branch

840.89 B View Lobby Hours

Bluestem Community Credit Union

860.56 C View Lobby Hours


Climate Policy and Initiatives

ARK VALLEY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Ark Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ark Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ark Valley U.S. Average
0.36% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Ark Valley had $10,065 in non-current loans and $20,288 in owned assets. To cover these potential losses it had $8,214,821 in net worth and $145,354 in loans loss reserves. That gives it a Texas Ratio of 0.36%.

Net Worth
Ark Valley U.S. Average
14.72% 14.48%

Ark Valley FCU has a net worth of 14.72% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Ark Valley

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