This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.19% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 95 | 67 |
| 2 | 50,095 | 95 | 67 |
| 3 | 50,190 | 95 | 67 |
| 4 | 50,286 | 96 | 67 |
| 5 | 50,381 | 96 | 67 |
| 6 | 50,477 | 96 | 67 |
| 7 | 50,573 | 96 | 67 |
| 8 | 50,669 | 96 | 67 |
| 9 | 50,765 | 96 | 68 |
| 10 | 50,862 | 97 | 68 |
| 11 | 50,958 | 97 | 68 |
| 12 | 51,055 | 97 | 68 |
| 13 | 51,152 | 97 | 68 |
| 14 | 51,249 | 97 | 68 |
| 15 | 51,347 | 98 | 68 |
| 16 | 51,444 | 98 | 68 |
| 17 | 51,542 | 98 | 69 |
| 18 | 51,640 | 98 | 69 |
| 19 | 51,738 | 98 | 69 |
| 20 | 51,836 | 98 | 69 |
| TOTAL | $1,935 | $1,354 |
| Year | Rate 0.50% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 251 | 175 |
| 2 | 50,251 | 252 | 176 |
| 3 | 50,502 | 253 | 177 |
| 4 | 50,755 | 254 | 178 |
| 5 | 51,010 | 256 | 179 |
| 6 | 51,265 | 257 | 180 |
| 7 | 51,522 | 258 | 181 |
| 8 | 51,780 | 259 | 182 |
| 9 | 52,039 | 261 | 183 |
| 10 | 52,300 | 262 | 183 |
| 11 | 52,562 | 263 | 184 |
| 12 | 52,826 | 265 | 185 |
| 13 | 53,090 | 266 | 186 |
| 14 | 53,356 | 267 | 187 |
| 15 | 53,624 | 269 | 188 |
| 16 | 53,892 | 270 | 189 |
| 17 | 54,162 | 271 | 190 |
| 18 | 54,434 | 273 | 191 |
| 19 | 54,706 | 274 | 192 |
| 20 | 54,980 | 275 | 193 |
| TOTAL | $5,256 | $3,679 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$50,000 |
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|
Last change: ↑0.20% on December 7. |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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|
|
4.10% |
$500 |
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|
Last change: ↓0.10% on September 17. |
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|
|
4.10% |
$1,500 |
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|
Last change: ↓0.05% on December 8. |
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