Platinum Federal Credit Union

Headquarters

1815 Satellite Blvd Ste 200
Duluth, GA 30097
See all branch locations →

ACH 61192274

Notable Rates APY Vs.Others
Savings 0.15% 4.35% →
1-Year CD 0.75% 4.59% →
2-Year CD 0.90% 4.47% →
5-Year CD 1.25% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Platinum is an NCUA insured institution located in Duluth, GA. It was founded in 1999 and has approximately $389.93 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24631
Date Established 1999
Assets $389.93 million
Loans $259.17 million
Deposits $351.72 million
Capital $37.17 million
 

Field of Membership Restrictions

Membership is open only to members of the Jubilee Association. To be a eligible for membership in the Jubilee Association, persons must be of the Shia Imami Ismaili community and residing in United States of America.

Deposit Rates - September 24, 2026

Your Current Location: Illinois, IL

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $14,999 Learn More
60 Mo CD
1.25% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 24, 2026

Your Current Location: Illinois, IL

There are currently no loan rates available for Platinum

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Illinois 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Illinois Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to Platinum
To upload and update your bank's rates please register. It is free to register and add rates.







Branches

Below are Platinum branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Lombard,Illinois


Platinum Locations


BranchDistance Map View Lobby Hours

SUGARLOAF BRANCH

583.52 A View Lobby Hours

Decatur Branch

591.55 B View Lobby Hours

Orlando Branch

990.04 C View Lobby Hours


Climate Policy and Initiatives

PLATINUM is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


Rate it here →

or use your Google account

or use your BestCashCow account

Financial Details

Platinum Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Platinum. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Platinum U.S. Average
4.53% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Platinum had $1,723,562 in non-current loans and $0 in owned assets. To cover these potential losses it had $37,170,784 in net worth and $910,435 in loans loss reserves. That gives it a Texas Ratio of 4.53%.

Net Worth
Platinum U.S. Average
10.37% 14.48%

Platinum FCU has a net worth of 10.37% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Platinum

There are currently no comments for PLATINUM. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


Rate it here →

or use your Google account

or use your BestCashCow account