Duluth, GA 30097

Notable Rates APY Vs.Others
Savings 0.25% 2.30% →
1-Year CD 1.26% 2.25% →
2-Year CD 1.41% 2.50% →
5-Year CD 2.02% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Platinum is an NCUA insured institution located in Duluth, GA. It was founded in 1999 and has approximately $119.78 millions in assets.

NCUA Insured Yes
Charter Number # # 24631
Date Established 1999
Assets $119.78 million
Loans $88.05 million
Deposits $109.02 million
Capital $10.23 million

Field of Membership Restrictions

Membership is open only to members of the Jubilee Association. To be a eligible for membership in the Jubilee Association, persons must be of the Shia Imami Ismaili community and residing in United States of America.

Deposit Rates - December 7, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $1 $4,999 Learn MoreShow Less
Money Market
0.30% $10,000 $49,999 Learn MoreShow Less
Fixed IRA
1.26% $1,000 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.00% $10,000 $24,999 Learn MoreShow Less
12 Mo CD
1.26% $10,000 $24,999 Learn MoreShow Less
12 Mo CD
1.26% $100,000 - Learn MoreShow Less
24 Mo CD
1.41% $10,000 $24,999 Learn MoreShow Less
24 Mo CD
1.41% $100,000 - Learn MoreShow Less
36 Mo CD
1.61% $10,000 $24,999 Learn MoreShow Less
60 Mo CD
2.02% $10,000 $24,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $500 $999 Learn MoreShow Less
Int Ckg
0.10% $1,000 $4,999 Learn MoreShow Less

Loan Rates - December 7, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PLATINUM

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
3.630% 3.625% 0.00 $155 $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% 0.00 ($65) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Platinum branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Platinum Locations

Financial Details

Platinum Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Platinum. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Platinum U.S. Average
1.82% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Platinum had $193,629 in non-current loans and $0 in owned assets. To cover these potential losses it had $10,230,634 in net worth and $429,144 in loans loss reserves. That gives it a Texas Ratio of 1.82%.

Net Worth
Platinum U.S. Average
9.06% 13.65%

Platinum FCU has a net worth of 9.06% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Platinum

Branches and Savings

What is Platinum?

A federal credit union, registered with the NCUA under certificate #24631.
Learn more about credit unions here.

Is Platinum FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Platinum?

Please see Field of Membership information above for information on who is eligible to join.

What are Platinum's share account and share certificate rates?

Platinum's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Platinum?

Platinum has total capital of $10.23 million. Full information on Platinum's financial position is located above.

Who owns Platinum?

Credit Unions are owned by their members.

Where are Platinum branches located?

See branch locations nearby.

Are Platinum ATMs Open 24/7?

Do Platinum ATMs accept cash deposits?

Can Platinum customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Platinum have a mobile app?

Does Platinum have mobile deposit?

Does Platinum have quick pay?

How can Platinum transfer money to other banks or credit unions?

Does Platinum report to credit bureaus?

Does Platinum use Chexsystems?

Does Platinum use Equifax?

What is Platinum's toll free phone number?

What is Platinum's ACH Routing Number?

What is Platinum's SWIFT code?

Where can I find Platinum's wire transfer form?

What is the Platinum address for deposits?

What Products Does Platinum Offer

Does Platinum offer mortgages?

Compare mortgage rates here.

Does Platinum offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Platinum offer auto and RV loans?

Compare auto loan rates here.

Does Platinum offer student loans or personal loans?

Compare personal loan rates here.

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