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Comparison of Deposit Account from SHELL with 1.25% - June 2025

Long-Term Analysis of SOLUTIONS with 0.50% APY and THE LOCAL with 0.25% APY and SHELL with 1.25% APY and FIRST COMMUNITY with 3.05% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

SOLUTIONS

0.50%

$50,000

6 Month

Credit Union

1.22x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	251	175
2	50,251	252	176
3	50,502	253	177
4	50,755	254	178
5	51,010	256	179
6	51,265	257	180
7	51,522	258	181
8	51,780	259	182
9	52,039	261	183
10	52,300	262	183
11	52,562	263	184
12	52,826	265	185
13	53,090	266	186
14	53,356	267	187
15	53,624	269	188
16	53,892	270	189
17	54,162	271	190
18	54,434	273	191
19	54,706	274	192
20	54,980	275	193
	TOTAL	$5,256	$3,679

LOCAL CD

THE LOCAL

0.25%

$50,000

6 Month

Credit Union

0.61x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

LOCAL MONEY MARKET

SHELL

1.25%

$50,000

N.A.

Credit Union

3.06x (National Avg. - 0.41%)

$2,500

SCENARIO

Year	Rate 1.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	625	438
2	50,625	633	443
3	51,258	641	449
4	51,899	649	454
5	52,547	657	460
6	53,204	665	466
7	53,869	673	471
8	54,543	682	477
9	55,224	690	483
10	55,915	699	489
11	56,614	708	495
12	57,321	717	502
13	58,038	725	508
14	58,763	735	514
15	59,498	744	521
16	60,241	753	527
17	60,994	762	534
18	61,757	772	540
19	62,529	782	547
20	63,310	791	554
	TOTAL	$14,102	$9,871

LOCAL CD

FIRST COMMUNITY

3.05%

$50,000

60 Month

Credit Union

3.32x (National Avg. - 0.92%)

$500

SCENARIO

Year	Rate 3.05%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,525	1,068
2	51,525	1,572	1,100
3	53,097	1,619	1,134
4	54,716	1,669	1,168
5	56,385	1,720	1,204
6	58,105	1,772	1,241
7	59,877	1,826	1,278
8	61,703	1,882	1,317
9	63,585	1,939	1,358
10	65,524	1,998	1,399
11	67,523	2,059	1,442
12	69,582	2,122	1,486
13	71,704	2,187	1,531
14	73,891	2,254	1,578
15	76,145	2,322	1,626
16	78,468	2,393	1,675
17	80,861	2,466	1,726
18	83,327	2,541	1,779
19	85,869	2,619	1,833
20	88,488	2,699	1,889
	TOTAL	$41,186	$28,830

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from SHELL with 1.25% - June 2025

Long-Term Analysis of SOLUTIONS with 0.50% APY and THE LOCAL with 0.25% APY and SHELL with 1.25% APY and FIRST COMMUNITY with 3.05% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from SHELL with 1.25% - June 2025