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Comparison of Deposit Account from SIGNATURE with 4.01% - June 2025

Long-Term Analysis of R.I.A. with 0.80% APY and First State Bank of St. Peter with 0.80% APY and SIGNATURE with 4.01% APY and TRAVIS with 1.40% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

R.I.A.

0.80%

$50,000

18 Month

Credit Union

1.38x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.80%	Annual Interest	Annual Interest (After Tax)
1	50,000	400	280
2	50,400	403	282
3	50,803	406	284
4	51,210	410	287
5	51,619	413	289
6	52,032	416	291
7	52,449	420	294
8	52,868	423	296
9	53,291	426	298
10	53,717	430	301
11	54,147	433	303
12	54,580	437	306
13	55,017	440	308
14	55,457	444	311
15	55,901	447	313
16	56,348	451	316
17	56,799	454	318
18	57,253	458	321
19	57,711	462	323
20	58,173	465	326
	TOTAL	$8,638	$6,047

LOCAL CD

First State Bank of St. Peter

0.80%

$50,000

12 Month

Bank

1.45x (National Avg. - 0.55%)

$1,000

SCENARIO

Year	Rate 0.80%	Annual Interest	Annual Interest (After Tax)
1	50,000	400	280
2	50,400	403	282
3	50,803	406	284
4	51,210	410	287
5	51,619	413	289
6	52,032	416	291
7	52,449	420	294
8	52,868	423	296
9	53,291	426	298
10	53,717	430	301
11	54,147	433	303
12	54,580	437	306
13	55,017	440	308
14	55,457	444	311
15	55,901	447	313
16	56,348	451	316
17	56,799	454	318
18	57,253	458	321
19	57,711	462	323
20	58,173	465	326
	TOTAL	$8,638	$6,047

LOCAL CD

SIGNATURE

4.01%

$50,000

18 Month

Credit Union

6.90x (National Avg. - 0.58%)

$500

SCENARIO

Year	Rate 4.01%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,005	1,404
2	52,005	2,085	1,460
3	54,090	2,169	1,518
4	56,259	2,256	1,579
5	58,515	2,346	1,643
6	60,862	2,441	1,708
7	63,302	2,538	1,777
8	65,841	2,640	1,848
9	68,481	2,746	1,922
10	71,227	2,856	1,999
11	74,083	2,971	2,080
12	77,054	3,090	2,163
13	80,144	3,214	2,250
14	83,358	3,343	2,340
15	86,700	3,477	2,434
16	90,177	3,616	2,531
17	93,793	3,761	2,633
18	97,554	3,912	2,738
19	101,466	4,069	2,848
20	105,535	4,232	2,962
	TOTAL	$59,767	$41,837

LOCAL CD

TRAVIS

1.40%

$50,000

12 Month

Credit Union

2.54x (National Avg. - 0.55%)

$50,000

SCENARIO

Year	Rate 1.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	700	490
2	50,700	710	497
3	51,410	720	504
4	52,130	730	511
5	52,859	740	518
6	53,599	750	525
7	54,350	761	533
8	55,111	772	540
9	55,882	782	548
10	56,665	793	555
11	57,458	804	563
12	58,262	816	571
13	59,078	827	579
14	59,905	839	587
15	60,744	850	595
16	61,594	862	604
17	62,456	874	612
18	63,331	887	621
19	64,217	899	629
20	65,117	912	638
	TOTAL	$16,028	$11,220

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from SIGNATURE with 4.01% - June 2025

Long-Term Analysis of R.I.A. with 0.80% APY and First State Bank of St. Peter with 0.80% APY and SIGNATURE with 4.01% APY and TRAVIS with 1.40% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from SIGNATURE with 4.01% - June 2025