Signature Federal Credit Union

Headquarters

12 Herbert St
Alexandria, VA 22305
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 5.55% →
1-Year CD 4.75% 5.41% →
2-Year CD 4.00% 5.25% →
5-Year CD 4.00% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Signature is an NCUA insured institution located in Alexandria, VA. It was founded in 1970 and has approximately $451.42 millions in assets.

Who can join?

In order to open an account with NAPUS Federal Credit Union, you must be in one of the following eligibility categories:

Employees of the United States Postal Service whose job title is Postmaster, Postmaster Relief (PMR), Supervisor, or Officer in Charge (OIC)

Marymount University Alumni Association Members and Alumni

Immediate family members of NAPUS Federal Credit Union members
Household members of NAPUS Federal Credit Union members
Employees of Select Associations

If you are not Eligible for NAPUS Federal Credit Union membership through one of the groups listed above, you can become eligible through our partnership with the American Consumer Council (ACC). When you join the ACC, you are eligible for membership at NAPUS FCU, too. Membership in the ACC is free.

An immediate family member is defined as a spouse, child, sibling, parent, grandparent, grandchild, stepchild, stepparent, stepsibling, and adopted child.

A household member is defined as: persons living in the same residence and who maintain a single economic unit. This includes any person who is a permanent member of and participates in the maintenance of the household.

NCUA Insured Yes / Federally Chartered
Charter Number # # 20061
Date Established 1970
Assets $451.42 million
Loans $362.33 million
Deposits $373.04 million
Capital $41.68 million
 

Field of Membership Restrictions

Membership is open to employees of the United States Postal Service whose job title is Postmaster, Postmaster Relief, Supervisor, or Officer in Charge. Membership is also open to residents of Del Ray and Alexandria, Virginia through the American Consumer Council and to employees of select organizations.

Deposit Rates - May 21, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $100 - Learn More
Money Market
1.00% $500 - Learn More
Money Market
1.10% $10,000 - Learn More
Money Market
1.35% $50,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Month
3.00% $500 - Learn More
6 Month
3.25% $500 - Learn More
9 Month
3.95% $500 - Learn More
12 Month
4.75% $500 - Learn More
18 Month
4.50% $500 - Learn More
24 Month
4.00% $500 - Learn More
3 Year
3.75% $500 - Learn More
4 Year
3.65% $500 - Learn More
5 Year
4.00% $500 - Learn More

Loan Rates - May 21, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Signature

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.968% 6.875% 0.75 $3,046 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.463% 7.375% 0.88 $2,800 $2,211 Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Signature
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Signature branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Signature Locations



Climate Policy and Initiatives

SIGNATURE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Signature Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Signature. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Signature U.S. Average
17.80% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Signature had $7,384,940 in non-current loans and $277,878 in owned assets. To cover these potential losses it had $41,684,343 in net worth and $1,371,009 in loans loss reserves. That gives it a Texas Ratio of 17.80%.

Net Worth
Signature U.S. Average
9.23% 13.62%

Signature FCU has a net worth of 9.23% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Signature

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