Compare Savings vs. CDs
Comparison of Deposit Account from St. Louis Bank with 0.90%
- October 2026
Long-Term Analysis of BOKF, National Association with 2.05% APY and St. Louis Bank with 0.90% APY and Summit National Bank with 1.01% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD2.05%-$50,00018 MonthBank3.53x (National Avg. - 0.58%)$100,000SCENARIO
Year Rate
2.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,025 718 2 51,025 1,046 732 3 52,071 1,067 747 4 53,138 1,089 763 5 54,228 1,112 778 6 55,339 1,134 794 7 56,474 1,158 810 8 57,632 1,181 827 9 58,813 1,206 844 10 60,019 1,230 861 11 61,249 1,256 879 12 62,505 1,281 897 13 63,786 1,308 915 14 65,094 1,334 934 15 66,428 1,362 953 16 67,790 1,390 973 17 69,180 1,418 993 18 70,598 1,447 1,013 19 72,045 1,477 1,034 20 73,522 1,507 1,055 TOTAL $25,029 $17,520 - 2LOCAL CD0.90%-$50,00024 MonthBank1.36x (National Avg. - 0.66%)$10,000SCENARIO
Year Rate
0.90%Annual
InterestAnnual Interest
(After Tax)1 50,000 450 315 2 50,450 454 318 3 50,904 458 321 4 51,362 462 324 5 51,824 466 326 6 52,291 471 329 7 52,761 475 332 8 53,236 479 335 9 53,715 483 338 10 54,199 488 341 11 54,687 492 345 12 55,179 497 348 13 55,675 501 351 14 56,177 506 354 15 56,682 510 357 16 57,192 515 360 17 57,707 519 364 18 58,226 524 367 19 58,750 529 370 20 59,279 534 373 TOTAL $9,813 $6,869 - 3LOCAL CD1.01%-$50,00048 MonthBank1.23x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
1.01%Annual
InterestAnnual Interest
(After Tax)1 50,000 505 354 2 50,505 510 357 3 51,015 515 361 4 51,530 520 364 5 52,051 526 368 6 52,577 531 372 7 53,108 536 375 8 53,644 542 379 9 54,186 547 383 10 54,733 553 387 11 55,286 558 391 12 55,844 564 395 13 56,408 570 399 14 56,978 575 403 15 57,553 581 407 16 58,135 587 411 17 58,722 593 415 18 59,315 599 419 19 59,914 605 424 20 60,519 611 428 TOTAL $11,130 $7,791
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
Learn More | |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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