BOKF, National Association

One Williams Center
Tulsa, OK 74172

 

2018 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 4214
Date Established 1910
Assets $33.74 billion
Loans $17.97 billion
Deposits $22.47 billion
Capital $3.27 billion

BOKF, National Association is an FDIC insured institution located in Tulsa, OK. It was founded in 1910 and has approximately $33.74 billion in assets. Customers can open an account at one of its 142 branches.

For a more detailed analysis of BOKF, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in BOKF, National Association’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and 1-4 Family Residential Loans.

Compared to other banks in Oklahoma, BOKF, National Association has a significantly higher percent of Multifamily Mortgages, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 12.31
Multifamily
Mortgages
5.18
Credit Card Loans 0.00
Consumer Auto Loans 0.36
Small Business Loans 1.41
Construction and Development Loans 5.58
Commercial Real Estate 27.32
Commercial and Industrial Loans 41.80
Farm Loans 0.10

Deposit Rates - October 16, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.07% $1 $9,999 Learn MoreShow Less
Money Market
0.07% $10,000 $24,999 Learn MoreShow Less
Money Market
0.07% $25,000 - Learn MoreShow Less
Premium Money Market Account
0.15% $10,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.20% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.10% $1,000 $99,999 Learn MoreShow Less
3 Mo CD
0.15% $100,000 - Learn MoreShow Less
6 Mo CD
0.50% $1,000 $99,999 Learn MoreShow Less
6 Mo CD
0.55% $100,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.00% $100 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.02% $1 - Learn MoreShow Less
Checking Rates APY MIN FEE
Basic Checking 0.00% $0 $4.95 Learn MoreShow Less
Premier Checking 0.01% $50 $25.00 Learn MoreShow Less
Choice Checking 0.00% $1,400 $7.95 Learn MoreShow Less

Loan Rates - October 16, 2018

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 5.16% 5.16% $751.07 Learn MoreShow Less
4 Year 4.48% 4.48% $569.86 Learn MoreShow Less
5 Year 4.15% 4.15% $462.11 Learn MoreShow Less
6 Year 4.43% 4.43% $396.05 Learn MoreShow Less

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

BOKF, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


BOKF, National Association Locations

Financial Details

BOKF, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BOKF, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
BOKF, National Association U.S. Bank Average
7.99% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2018, BOKF, National Association had $262,270,000 in non-current loans and $16,071,000 in owned real estate. To cover these potential losses it had $3,270,646,000 in equity and $215,142,000 in loans loss reserves. That gives it a Texas Ratio of 7.99%.

Return on Equity
BOKF, National Association U.S. Bank Average
13.74% 9.77%

BOKF, National Association has a Return on Equity of 13.74% versus the BestCashCow average of 9.77%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
BOKF, National Association U.S. Bank Average
9.7% 12.31%

BOKF, National Association has a Capitalization of 9.7% versus the BestCashCow average of 12.31. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BOKF, National Association Balance Sheet Analysis

As of June 30, 2018, BOKF, National Association had assets of $33,735,191,000, loans of $17,968,606,000, and deposits of $22,466,747,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2018
ASSETS
Cash & Balances due from depository institutions $1.55 billion
Interest-bearing balances $0.85 billion
Total securities $8.56 billion
Federal funds sold and reverse repurchase $0.03 billion
Net loans and leases $17.97 billion
Loan loss allowance $0.22 billion
Trading account assets $2.51 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.02 billion
Goodwill and other intangibles $0.72 billion
All other assets $2.13 billion
     Total Assets $30.46 billion
LIABILITIES
Total deposits $22.47 billion
      Interest-bearing deposits $20.93 billion
      Deposits held in domestic offices $22.47 billion
      % insured (estimated) 48.69%
Federal funds purchased and repurchase agreements $0.71 billion
Trading liabilities $0.23 billion
Other borrowed funds $6.02 billion
Subordinated debt $0.00 billion
All other liabilities $1.04 billion
      Total Liabilities $30.46 billion
      Shareholders’ Equity $3.27 billion

Summary Income Statement

June 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.56 billion
Total Interest Expense $0.10 billion
Net interest income $0.46 billion
Provision for loan and lease losses $-0.00 billion
Total non interest income $0.26 billion
Total non interest expense $0.43 billion
Pre-tax Net Operating Income $0.29 billion

Frequently Asked Questions About Bokf, National Association

Branches and Savings

Is Bokf, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #4214.

Why does Bokf, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bokf, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bokf, National Association a commercial bank?

Yes

Where are Bokf, National Association locations?

See branch locations nearby.

Is Bokf, National Association open on Saturdays?

Is Bokf, National Association open on Sundays?

What time does Bokf, National Association open?

What time does Bokf, National Association close?

Are Bokf, National Association ATMs Open 24/7?

Do Bokf, National Association ATMs accept cash deposits?

Can Bokf, National Association customers use other ATMs?

Do Bokf, National Association branches have notaries?

Will Bokf, National Association notarize my document?

What address for Bokf, National Association should I put for incoming ACH transfers?

Will the Bokf, National Association branch print checks?

Do Bokf, National Association checks expire?

Does Bokf, National Association require US citizenship to open account?

Can Bokf, National Association close my account?

Does Bokf, National Association Report to credit bureaus?

Does Bokf, National Association Use Equifax?

What is Bokf, National Association's ACH Routing Number?

What is Bokf, National Association's SWIFT code?

Products

Does Bokf, National Association offer mortgages?

Compare mortgage rates here.

Does Bokf, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bokf, National Association offer personal loans?

Compare personal loan rates here.

Does Bokf, National Association offer student loans?

Will Bokf, National Association cash a check?

Will Bokf, National Association redeem a savings bond?

Does Bokf, National Association cash savings bonds?

Will Bokf, National Association cash money orders?

Can Bokf, National Association issue a money order?

Does Bokf, National Association do currency exchange?

Background on The Bank

Who owns Bokf, National Association?

How long has Bokf, National Association been around?

Can Bokf, National Association transfer to other banks?

Does Bokf, National Association have quick pay?

Does Bokf, National Association accept rolled coins?

Will Bokf, National Association accept loose change?

Where is Bokf, National Association headquarters?

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