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Comparison of Deposit Account from State Nebraska Bank & Trust with 1.00% - May 2024


Long-Term Analysis of Spring Valley Bank with 0.40% APY and Southeastern Bank with 0.40% APY and State Nebraska Bank & Trust with 1.00% APY and THREE RIVERS with 1.40% APY and WHITE ROSE with 0.10% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Spring Valley Bank
    0.40%
    -
    $50,000
    6 Month
    Bank
    0.58x (National Avg. - 0.69%)
    $100,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 2
    LOCAL CD
    Southeastern Bank
    0.40%
    -
    $50,000
    36 Month
    Bank
    0.46x (National Avg. - 0.87%)
    $100,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 201 140
    2 50,201 201 141
    3 50,402 202 141
    4 50,604 203 142
    5 50,807 204 143
    6 51,011 205 143
    7 51,215 205 144
    8 51,420 206 144
    9 51,627 207 145
    10 51,834 208 145
    11 52,042 209 146
    12 52,250 210 147
    13 52,460 210 147
    14 52,670 211 148
    15 52,881 212 148
    16 53,093 213 149
    17 53,306 214 150
    18 53,520 215 150
    19 53,735 215 151
    20 53,950 216 151
    TOTAL $4,166 $2,917
  • 3
    LOCAL CD
    State Nebraska Bank & Trust
    1.00%
    -
    $50,000
    36 Month
    Bank
    1.15x (National Avg. - 0.87%)
    $10,000
     
    SCENARIO
    Year Rate
    1.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707
  • 4
    LOCAL MONEY MARKET
    THREE RIVERS
    1.40%
    -
    $50,000
    N.A.
    Credit Union
    1.61x (National Avg. - 0.87%)
    $65,000
     
    SCENARIO
    Year Rate
    1.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 700 490
    2 50,700 710 497
    3 51,410 720 504
    4 52,130 730 511
    5 52,859 740 518
    6 53,599 750 525
    7 54,350 761 533
    8 55,111 772 540
    9 55,882 782 548
    10 56,665 793 555
    11 57,458 804 563
    12 58,262 816 571
    13 59,078 827 579
    14 59,905 839 587
    15 60,744 850 595
    16 61,594 862 604
    17 62,456 874 612
    18 63,331 887 621
    19 64,217 899 629
    20 65,117 912 638
    TOTAL $16,028 $11,220
  • 5
    LOCAL MONEY MARKET
    WHITE ROSE
    0.10%
    -
    $50,000
    N.A.
    Credit Union
    0.11x (National Avg. - 0.87%)
    $2,500
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

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