Bay City, MI 48706


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 61995
Date Established 1956
Assets $114.75 million
Loans $55.71 million
Deposits $103.49 million
Capital $10.67 million

Sunrise Family is an NCUA insured institution located in Bay City, MI. It was founded in 1956 and has approximately $114.75 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, or attend school in Arenac or Bay Counties in Michigan. Membership is also open to retirees over the age of 55 who receive a pension or social security and live in Arenac or Bay Counties.

Deposit Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $2,000 $9,999 Learn MoreShow Less
Money Market
0.20% $10,000 $24,999 Learn MoreShow Less
Money Market
0.25% $25,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.15% $250 $99,999 Learn MoreShow Less
6 Mo CD
0.25% $1,000 $99,999 Learn MoreShow Less
12 Mo CD
0.45% $1,000 $99,999 Learn MoreShow Less
0.90% $1,000 $99,999 Learn MoreShow Less
Special: 25 Mo CD
2.53% $1,000 - Learn MoreShow Less
1.26% $1,000 $99,999 Learn MoreShow Less
1.51% $1,000 $99,999 Learn MoreShow Less
Special: 60 Mo CD
2.53% $1,000 - Learn MoreShow Less
2.53% $1,000 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.15% $250 $9,999 Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SUNRISE FAMILY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
3.641% 3.625% 0.25 $502 $1,141 Learn More
NMLS ID: 2890
License#: MC-3098
3.530% 3.500% 0.38 $940 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Sunrise Family branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Sunrise Family Locations

Financial Details

Sunrise Family Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sunrise Family. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sunrise Family U.S. Average
4.58% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Sunrise Family had $466,800 in non-current loans and $38,700 in owned assets. To cover these potential losses it had $10,670,140 in net worth and $372,661 in loans loss reserves. That gives it a Texas Ratio of 4.58%.

Net Worth
Sunrise Family U.S. Average
9.29% 13.47%

Sunrise Family FCU has a net worth of 9.29% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sunrise Family

Branches and Savings

What is Sunrise Family?

A federal credit union, registered with the NCUA under certificate #61995.
Learn more about credit unions here.

Is Sunrise Family FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Sunrise Family?

Please see Field of Membership information above for information on who is eligible to join.

What are Sunrise Family's share account and share certificate rates?

Sunrise Family's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sunrise Family?

Sunrise Family has total capital of $10.67 million. Full information on Sunrise Family's financial position is located above.

Who owns Sunrise Family?

Credit Unions are owned by their members.

Where are Sunrise Family branches located?

See branch locations nearby.

Are Sunrise Family ATMs Open 24/7?

Do Sunrise Family ATMs accept cash deposits?

Can Sunrise Family customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sunrise Family have a mobile app?

Does Sunrise Family have mobile deposit?

Does Sunrise Family have quick pay?

How can Sunrise Family transfer money to other banks or credit unions?

Does Sunrise Family report to credit bureaus?

Does Sunrise Family use Chexsystems?

Does Sunrise Family use Equifax?

What is Sunrise Family's toll free phone number?

What is Sunrise Family's ACH Routing Number?

What is Sunrise Family's SWIFT code?

Where can I find Sunrise Family's wire transfer form?

What is the Sunrise Family address for deposits?

What Products Does Sunrise Family Offer

Does Sunrise Family offer mortgages?

Compare mortgage rates here.

Does Sunrise Family offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sunrise Family offer auto and RV loans?

Compare auto loan rates here.

Does Sunrise Family offer student loans or personal loans?

Compare personal loan rates here.

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