Compare Savings vs. CDs
Comparison of Deposit Account from STERLING with 0.45%
- September 2026
Long-Term Analysis of BLUE with 2.85% APY and STERLING with 0.45% APY and WESTERRA with 1.60% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD2.85%-$50,00036 MonthCredit Union3.76x (National Avg. - 0.76%)$1,001SCENARIO
Year Rate
2.85%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,425 998 2 51,425 1,466 1,026 3 52,891 1,507 1,055 4 54,398 1,550 1,085 5 55,948 1,595 1,116 6 57,543 1,640 1,148 7 59,183 1,687 1,181 8 60,870 1,735 1,214 9 62,604 1,784 1,249 10 64,389 1,835 1,285 11 66,224 1,887 1,321 12 68,111 1,941 1,359 13 70,052 1,996 1,398 14 72,049 2,053 1,437 15 74,102 2,112 1,478 16 76,214 2,172 1,520 17 78,386 2,234 1,564 18 80,620 2,298 1,608 19 82,918 2,363 1,654 20 85,281 2,431 1,701 TOTAL $37,711 $26,398 - 2LOCAL CD0.45%-$50,0006 MonthCredit Union1.12x (National Avg. - 0.40%)$10,000SCENARIO
Year Rate
0.45%Annual
InterestAnnual Interest
(After Tax)1 50,000 226 158 2 50,226 227 159 3 50,452 228 159 4 50,680 229 160 5 50,908 230 161 6 51,138 231 161 7 51,368 232 162 8 51,600 233 163 9 51,833 234 164 10 52,067 235 164 11 52,301 236 165 12 52,537 237 166 13 52,774 238 167 14 53,012 239 167 15 53,251 240 168 16 53,491 241 169 17 53,733 242 170 18 53,975 243 170 19 54,218 245 171 20 54,463 246 172 TOTAL $4,709 $3,296 - 3LOCAL CD1.60%-$50,00012 MonthCredit Union2.91x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
1.60%Annual
InterestAnnual Interest
(After Tax)1 50,000 800 560 2 50,800 813 569 3 51,613 826 578 4 52,439 839 587 5 53,278 852 597 6 54,130 866 606 7 54,996 880 616 8 55,876 894 626 9 56,770 908 636 10 57,678 923 646 11 58,601 938 656 12 59,539 953 667 13 60,492 968 678 14 61,459 983 688 15 62,443 999 699 16 63,442 1,015 711 17 64,457 1,031 722 18 65,488 1,048 733 19 66,536 1,065 745 20 67,601 1,082 757 TOTAL $18,682 $13,078
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.43% on April 27. |
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4.50% |
$2,500 |
Learn More | |
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Last change: ↑0.10% on September 25. |
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