2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 2840
Date Established 1938
Assets $155.84 million
Loans $50.87 million
Deposits $132.00 million
Capital $23.90 million

Sterling is an NCUA insured institution located in Sterling, CO. It was founded in 1938 and has approximately $155.84 millions in assets.

Field of Membership Restrictions

Membership is open to those who live in Logan County or Morgan County in Colorado and their families.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.76% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.26% $1,000 - Learn MoreShow Less
12 Mo CD
1.76% $1,000 - Learn MoreShow Less
18 Mo CD
1.82% $1,000 - Learn MoreShow Less
24 Mo CD
1.92% $1,000 - Learn MoreShow Less
30 Mo CD
1.97% $1,000 - Learn MoreShow Less
36 Mo CD
2.02% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $100 - Learn MoreShow Less

Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for STERLING

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More
First Internet Bank
NMLS ID: 424182
3.767% 3.750% 0.25 $505 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to STERLING
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Sterling branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Sterling Locations


Financial Details

Sterling Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sterling. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sterling U.S. Average
1.65% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Sterling had $388,027 in non-current loans and $6,696 in owned assets. To cover these potential losses it had $23,904,272 in net worth and $51,984 in loans loss reserves. That gives it a Texas Ratio of 1.65%.

Net Worth
Sterling U.S. Average
15.33% 13.47%

Sterling FCU has a net worth of 15.33% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sterling

Branches and Savings

What is Sterling?

A federal credit union, registered with the NCUA under certificate #2840.
Learn more about credit unions here.

Is Sterling FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Sterling?

Please see Field of Membership information above for information on who is eligible to join.

What are Sterling's share account and share certificate rates?

Sterling's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sterling?

Sterling has total capital of $23.90 million. Full information on Sterling's financial position is located above.

Who owns Sterling?

Credit Unions are owned by their members.

Where are Sterling branches located?

See branch locations nearby.

Are Sterling ATMs Open 24/7?

Do Sterling ATMs accept cash deposits?

Can Sterling customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sterling have a mobile app?

Does Sterling have mobile deposit?

Does Sterling have quick pay?

How can Sterling transfer money to other banks or credit unions?

Does Sterling report to credit bureaus?

Does Sterling use Chexsystems?

Does Sterling use Equifax?

What is Sterling's toll free phone number?

What is Sterling's ACH Routing Number?

What is Sterling's SWIFT code?

Where can I find Sterling's wire transfer form?

What is the Sterling address for deposits?

What Products Does Sterling Offer

Does Sterling offer mortgages?

Compare mortgage rates here.

Does Sterling offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sterling offer auto and RV loans?

Compare auto loan rates here.

Does Sterling offer student loans or personal loans?

Compare personal loan rates here.

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