This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.58% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 290 | 203 |
| 2 | 50,290 | 292 | 204 |
| 3 | 50,582 | 293 | 205 |
| 4 | 50,875 | 295 | 207 |
| 5 | 51,170 | 297 | 208 |
| 6 | 51,467 | 299 | 209 |
| 7 | 51,765 | 300 | 210 |
| 8 | 52,066 | 302 | 211 |
| 9 | 52,368 | 304 | 213 |
| 10 | 52,671 | 305 | 214 |
| 11 | 52,977 | 307 | 215 |
| 12 | 53,284 | 309 | 216 |
| 13 | 53,593 | 311 | 218 |
| 14 | 53,904 | 313 | 219 |
| 15 | 54,217 | 314 | 220 |
| 16 | 54,531 | 316 | 221 |
| 17 | 54,847 | 318 | 223 |
| 18 | 55,166 | 320 | 224 |
| 19 | 55,485 | 322 | 225 |
| 20 | 55,807 | 324 | 227 |
| TOTAL | $6,131 | $4,292 |
| Year | Rate 0.45% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 225 | 158 |
| 2 | 50,225 | 226 | 158 |
| 3 | 50,451 | 227 | 159 |
| 4 | 50,678 | 228 | 160 |
| 5 | 50,906 | 229 | 160 |
| 6 | 51,135 | 230 | 161 |
| 7 | 51,365 | 231 | 162 |
| 8 | 51,596 | 232 | 163 |
| 9 | 51,829 | 233 | 163 |
| 10 | 52,062 | 234 | 164 |
| 11 | 52,296 | 235 | 165 |
| 12 | 52,531 | 236 | 165 |
| 13 | 52,768 | 237 | 166 |
| 14 | 53,005 | 239 | 167 |
| 15 | 53,244 | 240 | 168 |
| 16 | 53,483 | 241 | 168 |
| 17 | 53,724 | 242 | 169 |
| 18 | 53,966 | 243 | 170 |
| 19 | 54,209 | 244 | 171 |
| 20 | 54,453 | 245 | 172 |
| TOTAL | $4,698 | $3,288 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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