Franklin Trust


624 Franklin Ave
Hartford, CT 06114
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 0.85% →
1-Year CD 0.50% 0.75% →
2-Year CD 0.55% 0.80% →
5-Year CD 0.95% 1.10% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Franklin Trust is an NCUA insured institution located in Hartford, CT. It was founded in 1934 and has approximately $61.59 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12
Date Established 1934
Assets $61.59 million
Loans $21.74 million
Deposits $59.17 million
Capital $4.59 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in, and businesses and other legal entities located in Hartford County, Connecticut.

Deposit Rates - October 15, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.01% $2,500 $4,999 Learn More
Money Market
0.45% $2,500 $2,999 Learn More
Money Market
0.45% $10,000 $14,999 Learn More
Money Market
0.60% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.55% $10,000 $14,999 Learn More
24 Mo CD
0.55% $100,000 $199,999 Learn More
30 Mo CD
0.55% $10,000 $14,999 Learn More
30 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.65% $10,000 $14,999 Learn More
36 Mo CD
0.65% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
0.95% $10,000 $14,999 Learn More
60 Mo CD
0.95% $100,000 $199,999 Learn More

Loan Rates - October 15, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FRANKLIN TRUST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
2.884% 2.750% 0.75 $4,375 $1,021 Learn More
Morty, Inc.
NMLS ID: 1429243
2.738% 2.690% 0.63 $1,562 $1,013 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Franklin Trust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Franklin Trust Locations

Climate Initiatives

FRANKLIN TRUST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Franklin Trust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Franklin Trust. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Franklin Trust U.S. Average
8.43% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Franklin Trust had $97,299 in non-current loans and $335,322 in owned assets. To cover these potential losses it had $4,594,325 in net worth and $535,035 in loans loss reserves. That gives it a Texas Ratio of 8.43%.

Net Worth
Franklin Trust U.S. Average
7.45% 12.22%

Franklin Trust FCU has a net worth of 7.45% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Franklin Trust

Branches and Savings

What is Franklin Trust?

A federal credit union, registered with the NCUA under certificate #12.
Learn more about credit unions here.

Is Franklin Trust FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Franklin Trust is insured by the NCUA.

Who can join Franklin Trust?

Please see Field of Membership information above for information on who is eligible to join.

What are Franklin Trust's share account and share certificate rates?

Franklin Trust's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Franklin Trust?

Franklin Trust has total capital of $4.59 million. Full information on Franklin Trust's financial position is located above.

Who owns Franklin Trust?

Credit Unions are owned by their members.

Where are Franklin Trust branches located?

See branch locations nearby.

Are Franklin Trust ATMs Open 24/7?

Do Franklin Trust ATMs accept cash deposits?

Can Franklin Trust customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Franklin Trust have a mobile app?

Does Franklin Trust have mobile deposit?

Does Franklin Trust have quick pay?

How can Franklin Trust transfer money to other banks or credit unions?

Does Franklin Trust report to credit bureaus?

Does Franklin Trust use Chexsystems?

Does Franklin Trust use Equifax?

What is Franklin Trust's toll free phone number?

What is Franklin Trust's ACH Routing Number?

What is Franklin Trust's SWIFT code?

Where can I find Franklin Trust's wire transfer form?

What is the Franklin Trust address for deposits?

What Products Does Franklin Trust Offer

Does Franklin Trust offer mortgages?

Compare mortgage rates here.

Does Franklin Trust offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Franklin Trust offer auto and RV loans?

Compare auto loan rates here.

Does Franklin Trust offer student loans or personal loans?

Compare personal loan rates here.

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