This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.78% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 889 | 622 |
| 2 | 50,889 | 905 | 633 |
| 3 | 51,794 | 921 | 645 |
| 4 | 52,715 | 937 | 656 |
| 5 | 53,652 | 954 | 668 |
| 6 | 54,606 | 971 | 680 |
| 7 | 55,577 | 988 | 692 |
| 8 | 56,565 | 1,006 | 704 |
| 9 | 57,571 | 1,024 | 717 |
| 10 | 58,594 | 1,042 | 729 |
| 11 | 59,636 | 1,060 | 742 |
| 12 | 60,696 | 1,079 | 755 |
| 13 | 61,776 | 1,098 | 769 |
| 14 | 62,874 | 1,118 | 783 |
| 15 | 63,992 | 1,138 | 796 |
| 16 | 65,130 | 1,158 | 811 |
| 17 | 66,288 | 1,179 | 825 |
| 18 | 67,466 | 1,200 | 840 |
| 19 | 68,666 | 1,221 | 855 |
| 20 | 69,887 | 1,243 | 870 |
| TOTAL | $21,129 | $14,790 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.51% |
$25,000 |
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|
Last change: ↓0.15% on May 13. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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|
|
5.46% |
$1,000 |
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|
Last change: ↓0.05% on May 9. |
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|
|
5.41% |
$50,000 |
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|
Last change: ↓0.36% on March 12. |
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