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Comparison of Deposit Account from SUPERIOR CHOICE with 2.50% - December 2025

Long-Term Analysis of FINANCIAL ONE with 0.50% APY and BUILDING TRADES with 0.74% APY and CITY & COUNTY with 1.26% APY and SUPERIOR CHOICE with 2.50% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

FINANCIAL ONE

0.50%

$50,000

24 Month

Credit Union

0.76x (National Avg. - 0.66%)

$100,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

BUILDING TRADES

0.74%

$50,000

12 Month

Credit Union

1.35x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.74%	Annual Interest	Annual Interest (After Tax)
1	50,000	370	259
2	50,370	373	261
3	50,743	375	263
4	51,118	378	265
5	51,497	381	267
6	51,878	384	269
7	52,261	387	271
8	52,648	390	273
9	53,038	392	275
10	53,430	395	277
11	53,826	398	279
12	54,224	401	281
13	54,625	404	283
14	55,029	407	285
15	55,437	410	287
16	55,847	413	289
17	56,260	416	291
18	56,677	419	294
19	57,096	423	296
20	57,518	426	298
	TOTAL	$7,944	$5,561

LOCAL CD

CITY & COUNTY

1.26%

$50,000

60 Month

Credit Union

1.37x (National Avg. - 0.92%)

$1,000

SCENARIO

Year	Rate 1.26%	Annual Interest	Annual Interest (After Tax)
1	50,000	630	441
2	50,630	638	447
3	51,268	646	452
4	51,914	654	458
5	52,568	662	464
6	53,230	671	469
7	53,901	679	475
8	54,580	688	481
9	55,268	696	487
10	55,964	705	494
11	56,669	714	500
12	57,384	723	506
13	58,107	732	512
14	58,839	741	519
15	59,580	751	525
16	60,331	760	532
17	61,091	770	539
18	61,861	779	546
19	62,640	789	552
20	63,429	799	559
	TOTAL	$14,229	$9,960

LOCAL CD

SUPERIOR CHOICE

2.50%

$50,000

24 Month

Credit Union

3.80x (National Avg. - 0.66%)

$100,000

SCENARIO

Year	Rate 2.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,250	875
2	51,250	1,281	897
3	52,531	1,313	919
4	53,845	1,346	942
5	55,191	1,380	966
6	56,570	1,414	990
7	57,985	1,450	1,015
8	59,434	1,486	1,040
9	60,920	1,523	1,066
10	62,443	1,561	1,093
11	64,004	1,600	1,120
12	65,604	1,640	1,148
13	67,244	1,681	1,177
14	68,926	1,723	1,206
15	70,649	1,766	1,236
16	72,415	1,810	1,267
17	74,225	1,856	1,299
18	76,081	1,902	1,331
19	77,983	1,950	1,365
20	79,933	1,998	1,399
	TOTAL	$31,931	$22,352

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Finworth, a division of InsBank	4.20%	$50,000	Learn More
Last change: ↑0.20% on December 7. Early Withdrawal Penalty is 6 months interest.
Northern Bank Direct	4.15%	$500	Learn More
Last change: ↑0.15% on December 22.
Limelight Bank, A division of Capital Community Bank	4.10%	$1,000	Learn More
Sallie Mae Bank	4.10%	$2,500	Learn More
Last change: ↑0.20% on December 7.
Synchrony Bank	4.10%	$0	Learn More
Last change: ↑0.10% on November 3. Early Withdrawal Penalty is 90 days interest.

Compare Savings vs. CDs Comparison of Deposit Account from SUPERIOR CHOICE with 2.50% - December 2025

Long-Term Analysis of FINANCIAL ONE with 0.50% APY and BUILDING TRADES with 0.74% APY and CITY & COUNTY with 1.26% APY and SUPERIOR CHOICE with 2.50% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from SUPERIOR CHOICE with 2.50% - December 2025