SUPERIOR CHOICE

1320 Grand Ave.
Superior, WI 54880

Notable Rates APY Vs.Others
Savings 0.15% 2.30% →
1-Year CD 1.65% 2.25% →
2-Year CD 1.90% 2.50% →
5-Year CD 2.25% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Superior Choice is an NCUA insured institution located in Superior, WI. It was founded in 1932 and has approximately $485.35 millions in assets.

Who can join?

Persons residing in or employed in Ashland, Bayfield, Burnett, Douglas, and Iron Counties, Wisconsin. The southern portion of St. Louis County bounded by county lines on the west, south, and east and bounded by Minnesota County Route 16 on the north and all of Carlton County (Minnesota); and current and future membership of Douglas County Historical Society located in Superior, WI; and current and future membership of the Northland Benefits, Inc. Family members of existing SCCU members are eligible to join.

NCUA Insured Yes
Charter Number # # 67173
Date Established 1932
Assets $485.35 million
Loans $383.53 million
Deposits $391.36 million
Capital $54.48 million
 

Field of Membership Restrictions

Membership is open to anyone through membership in the American Consumer Council. Membership is also open to those who live or work in Ashland, Burnett, Bayfield, Iron or Douglas Counties in Wisconsin, Carlton County in Minnesota, and a select portion of St. Louis County in Minnesota.

Deposit Rates - December 6, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $2,500 $9,999 Learn MoreShow Less
Money Market
0.40% $10,000 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.45% $2,500 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.30% $10,000 $24,999 Learn MoreShow Less
3 Mo CD
0.45% $100,000 - Learn MoreShow Less
6 Mo CD
0.75% $10,000 $24,999 Learn MoreShow Less
6 Mo CD
0.90% $100,000 - Learn MoreShow Less
Special: 12 Mo CD
1.00% $25 $2,500 Learn MoreShow Less
1.50% $10,000 $24,999 Learn MoreShow Less
12 Mo CD
1.65% $100,000 - Learn MoreShow Less
1.65% $10,000 $24,999 Learn MoreShow Less
18 Mo CD
1.80% $100,000 - Learn MoreShow Less
Special: 24 Mo CD
1.30% $25 $2,500 Learn MoreShow Less
1.75% $10,000 $24,999 Learn MoreShow Less
24 Mo CD
1.90% $100,000 - Learn MoreShow Less
1.85% $10,000 $24,999 Learn MoreShow Less
1.95% $10,000 $24,999 Learn MoreShow Less
36 Mo CD
2.10% $100,000 - Learn MoreShow Less
48 Mo CD
2.05% $10,000 $24,999 Learn MoreShow Less
48 Mo CD
2.45% $100,000 - Learn MoreShow Less
2.10% $10,000 $24,999 Learn MoreShow Less
60 Mo CD
2.25% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 - Learn MoreShow Less

Loan Rates - December 6, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for SUPERIOR CHOICE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.625% 3.625% -0.13 ($262) $1,141 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to SUPERIOR CHOICE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Superior Choice branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Superior Choice Locations


Financial Details

Superior Choice Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Superior Choice. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Superior Choice U.S. Average
9.98% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Superior Choice had $5,537,480 in non-current loans and $122,332 in owned assets. To cover these potential losses it had $54,481,557 in net worth and $2,214,700 in loans loss reserves. That gives it a Texas Ratio of 9.98%.

Net Worth
Superior Choice U.S. Average
11.22% 13.65%

Superior Choice FCU has a net worth of 11.22% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Superior Choice

Branches and Savings

What is Superior Choice?

A federal credit union, registered with the NCUA under certificate #67173.
Learn more about credit unions here.

Is Superior Choice FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Superior Choice?

Please see Field of Membership information above for information on who is eligible to join.

What are Superior Choice's share account and share certificate rates?

Superior Choice's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Superior Choice?

Superior Choice has total capital of $54.48 million. Full information on Superior Choice's financial position is located above.

Who owns Superior Choice?

Credit Unions are owned by their members.

Where are Superior Choice branches located?

See branch locations nearby.

Are Superior Choice ATMs Open 24/7?

Do Superior Choice ATMs accept cash deposits?

Can Superior Choice customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Superior Choice have a mobile app?

Does Superior Choice have mobile deposit?

Does Superior Choice have quick pay?

How can Superior Choice transfer money to other banks or credit unions?

Does Superior Choice report to credit bureaus?

Does Superior Choice use Chexsystems?

Does Superior Choice use Equifax?

What is Superior Choice's toll free phone number?

What is Superior Choice's ACH Routing Number?

What is Superior Choice's SWIFT code?

Where can I find Superior Choice's wire transfer form?

What is the Superior Choice address for deposits?

What Products Does Superior Choice Offer

Does Superior Choice offer mortgages?

Compare mortgage rates here.

Does Superior Choice offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Superior Choice offer auto and RV loans?

Compare auto loan rates here.

Does Superior Choice offer student loans or personal loans?

Compare personal loan rates here.

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