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Comparison of Deposit Account from TD Bank, National Association with 3.51% - June 2025

Long-Term Analysis of RANCHO with 0.47% APY and COLORAMO with 0.80% APY and TD Bank, National Association with 3.51% APY and GREENSTATE with 4.00% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

RANCHO

0.47%

$50,000

12 Month

Credit Union

0.85x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.47%	Annual Interest	Annual Interest (After Tax)
1	50,000	235	165
2	50,235	236	165
3	50,471	237	166
4	50,708	238	167
5	50,947	239	168
6	51,186	241	168
7	51,427	242	169
8	51,668	243	170
9	51,911	244	171
10	52,155	245	172
11	52,400	246	172
12	52,647	247	173
13	52,894	249	174
14	53,143	250	175
15	53,392	251	176
16	53,643	252	176
17	53,895	253	177
18	54,149	254	178
19	54,403	256	179
20	54,659	257	180
	TOTAL	$4,916	$3,441

LOCAL CD

COLORAMO

0.80%

$50,000

24 Month

Credit Union

1.21x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.80%	Annual Interest	Annual Interest (After Tax)
1	50,000	400	280
2	50,400	403	282
3	50,803	406	284
4	51,210	410	287
5	51,619	413	289
6	52,032	416	291
7	52,449	420	294
8	52,868	423	296
9	53,291	426	298
10	53,717	430	301
11	54,147	433	303
12	54,580	437	306
13	55,017	440	308
14	55,457	444	311
15	55,901	447	313
16	56,348	451	316
17	56,799	454	318
18	57,253	458	321
19	57,711	462	323
20	58,173	465	326
	TOTAL	$8,638	$6,047

LOCAL CD

TD Bank, National Association

3.51%

$50,000

12 Month

Bank

6.36x (National Avg. - 0.55%)

$10,000

SCENARIO

Year	Rate 3.51%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,755	1,229
2	51,755	1,817	1,272
3	53,572	1,880	1,316
4	55,452	1,946	1,362
5	57,398	2,015	1,410
6	59,413	2,085	1,460
7	61,498	2,159	1,511
8	63,657	2,234	1,564
9	65,891	2,313	1,619
10	68,204	2,394	1,676
11	70,598	2,478	1,735
12	73,076	2,565	1,795
13	75,641	2,655	1,859
14	78,296	2,748	1,924
15	81,044	2,845	1,991
16	83,889	2,945	2,061
17	86,833	3,048	2,133
18	89,881	3,155	2,208
19	93,036	3,266	2,286
20	96,302	3,380	2,366
	TOTAL	$49,682	$34,777

LOCAL CD

GREENSTATE

4.00%

$50,000

30 Month

Credit Union

N.A.

$1,000

SCENARIO

Year	Rate 4.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,000	1,400
2	52,000	2,080	1,456
3	54,080	2,163	1,514
4	56,243	2,250	1,575
5	58,493	2,340	1,638
6	60,833	2,433	1,703
7	63,266	2,531	1,771
8	65,797	2,632	1,842
9	68,428	2,737	1,916
10	71,166	2,847	1,993
11	74,012	2,960	2,072
12	76,973	3,079	2,155
13	80,052	3,202	2,241
14	83,254	3,330	2,331
15	86,584	3,463	2,424
16	90,047	3,602	2,521
17	93,649	3,746	2,622
18	97,395	3,896	2,727
19	101,291	4,052	2,836
20	105,342	4,214	2,950
	TOTAL	$59,556	$41,689

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from TD Bank, National Association with 3.51% - June 2025

Long-Term Analysis of RANCHO with 0.47% APY and COLORAMO with 0.80% APY and TD Bank, National Association with 3.51% APY and GREENSTATE with 4.00% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from TD Bank, National Association with 3.51% - June 2025