Fifth Third Bank, National Association

38 Fountain Square Plaza
Cincinnati, OH 45263

Phone 866 671 5353

Notable Rates APY Vs.Others
Savings 0.01% 2.20% →
1-Year CD 1.20% 2.20% →
2-Year CD 1.30% 2.20% →
5-Year CD 0.50% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Bank Information

Fifth Third Bank, National Association is an FDIC insured institution located in Cincinnati, OH. It was founded in 1865 and has approximately $169.49 billion in assets. Customers can open an account at one of its 1,319 branches.

FDIC Insured Yes
FDIC Certificate # 6672
Date Established 1865
Assets $169.49 billion
Loans $109.45 billion
Deposits $129.88 billion
Capital $23.12 billion
 

For a more detailed analysis of Fifth Third Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - February 25, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.01% $1 $9,999 Learn MoreShow Less
Money Market
0.01% $10,000 $24,999 Learn MoreShow Less
Money Market
0.05% $25,000 $49,999 Learn MoreShow Less
Premium Money Market Account
0.02% $10,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.10% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.05% $10,000 $24,999 Learn MoreShow Less
0.75% $100,000 $499,999 Learn MoreShow Less
Special: 5 Mo CD
1.25% $500 - Learn MoreShow Less
Special: 5 Mo CD
0.01% $5,000 - Learn MoreShow Less
6 Mo CD
0.05% $10,000 $24,999 Learn MoreShow Less
1.05% $100,000 $499,999 Learn MoreShow Less
Special: 9 Mo CD
1.15% $5,000 - Learn MoreShow Less
12 Mo CD
0.10% $10,000 $24,999 Learn MoreShow Less
1.20% $100,000 $499,999 Learn MoreShow Less
Special: 15 Mo CD
0.50% $5,000 - Learn MoreShow Less
18 Mo CD
0.10% $10,000 $24,999 Learn MoreShow Less
1.20% $100,000 $499,999 Learn MoreShow Less
24 Mo CD
0.15% $10,000 $24,999 Learn MoreShow Less
1.30% $100,000 $499,999 Learn MoreShow Less
30 Mo CD
0.15% $10,000 $24,999 Learn MoreShow Less
36 Mo CD
0.20% $10,000 $24,999 Learn MoreShow Less
36 Mo CD
1.25% $100,000 $499,999 Learn MoreShow Less
48 Mo CD
0.30% $10,000 $24,999 Learn MoreShow Less
48 Mo CD
1.01% $100,000 $499,999 Learn MoreShow Less
60 Mo CD
0.50% $10,000 $24,999 Learn MoreShow Less
60 Mo CD
0.50% $50,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.05% $500 $4,999 Learn MoreShow Less
Special: 5 Mo FIRA
1.25% $500 - Learn MoreShow Less
Special: 5 Mo FIRA
0.01% $5,000 - Learn MoreShow Less
Special: 9 Mo FIRA
1.15% $5,000 - Learn MoreShow Less
Special: 15 Mo FIRA
0.50% $5,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.01% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 $9,999 Learn MoreShow Less
Checking Rates APY MIN FEE
Essential Checking 0.00% $1,500 $11.00 Learn MoreShow Less
Enhanced Checking 0.10% $20,000 $20.00 Learn MoreShow Less
Preferred Checking 0.28% $100,000 $25.00 Learn MoreShow Less

Loan Rates - February 25, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Fifth Third Bank, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.159% 3.125% 0.38 $1,085 $1,071 Learn More
Rocket Mortgage
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to Fifth Third Bank, National Association
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Fifth Third Bank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Fifth Third Bank, National Association Locations


Financial Details

Fifth Third Bank, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fifth Third Bank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Fifth Third Bank, National Association U.S. Bank Average
3.84% 6.70%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2019, Fifth Third Bank, National Association had $901,364,000 in non-current loans and $30,183,000 in owned real estate. To cover these potential losses it had $23,122,509,000 in equity and $1,142,837,000 in loans loss reserves. That gives it a Texas Ratio of 3.84%.

Return on Equity
Fifth Third Bank, National Association U.S. Bank Average
11.79% 9.72%

Fifth Third Bank, National Association has a Return on Equity of 11.79% versus the BestCashCow average of 9.72%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Fifth Third Bank, National Association U.S. Bank Average
13.64% 12.89%

Fifth Third Bank, National Association has a Capitalization of 13.64% versus the BestCashCow average of 12.89. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Fifth Third Bank, National Association Balance Sheet Analysis

As of September 30, 2019, Fifth Third Bank, National Association had assets of $169,489,479,000, loans of $109,447,948,000, and deposits of $129,875,571,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2019
ASSETS
Cash & Balances due from depository institutions $6.50 billion
Interest-bearing balances $3.24 billion
Total securities $36.65 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $109.45 billion
Loan loss allowance $1.14 billion
Trading account assets $1.93 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.03 billion
Goodwill and other intangibles $5.30 billion
All other assets $7.37 billion
     Total Assets $146.37 billion
LIABILITIES
Total deposits $129.88 billion
      Interest-bearing deposits $93.83 billion
      Deposits held in domestic offices $129.15 billion
      % insured (estimated) 46.76%
Federal funds purchased and repurchase agreements $1.47 billion
Trading liabilities $0.78 billion
Other borrowed funds $9.71 billion
Subordinated debt $0.92 billion
All other liabilities $3.61 billion
      Total Liabilities $146.37 billion
      Shareholders’ Equity $23.12 billion

Summary Income Statement

September 30, 2019
INCOME AND EXPENSES
Total Interest Income $4.64 billion
Total Interest Expense $0.91 billion
Net interest income $3.73 billion
Provision for loan and lease losses $0.30 billion
Total non interest income $2.35 billion
Total non interest expense $3.30 billion
Pre-tax Net Operating Income $2.48 billion

Bank Loan Profile?

The top three loan types in Fifth Third Bank, National Association’s loan portfolio are Commercial and Industrial Loans, 1-4 Family Residential Loans, and Consumer Auto Loans.

Compared to other banks in Ohio, Fifth Third Bank, National Association has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 21.49
Multifamily
Mortgages
0.89
Credit Card Loans 2.25
Consumer Auto Loans 9.15
Small Business Loans 1.06
Construction and Development Loans 4.58
Commercial Real Estate 8.53
Commercial and Industrial Loans 41.07
Farm Loans 0.02

Frequently Asked Questions About Fifth Third Bank, National Association

Branches and Savings

Is Fifth Third Bank, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #6672.

Why does Fifth Third Bank, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Fifth Third Bank, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Fifth Third Bank, National Association a commercial bank?

Yes

Where are Fifth Third Bank, National Association locations?

See branch locations nearby.

Is Fifth Third Bank, National Association open on Saturdays?

Is Fifth Third Bank, National Association open on Sundays?

What time does Fifth Third Bank, National Association open?

What time does Fifth Third Bank, National Association close?

Are Fifth Third Bank, National Association ATMs Open 24/7?

Do Fifth Third Bank, National Association ATMs accept cash deposits?

Can Fifth Third Bank, National Association customers use other ATMs?

Do Fifth Third Bank, National Association branches have notaries?

Will Fifth Third Bank, National Association notarize my document?

What address for Fifth Third Bank, National Association should I put for incoming ACH transfers?

Will the Fifth Third Bank, National Association branch print checks?

Do Fifth Third Bank, National Association checks expire?

Does Fifth Third Bank, National Association require US citizenship to open account?

Can Fifth Third Bank, National Association close my account?

Does Fifth Third Bank, National Association Report to credit bureaus?

Does Fifth Third Bank, National Association Use Equifax?

What is Fifth Third Bank, National Association's ACH Routing Number?

What is Fifth Third Bank, National Association's SWIFT code?

Products

Does Fifth Third Bank, National Association offer mortgages?

Compare mortgage rates here.

Does Fifth Third Bank, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fifth Third Bank, National Association offer personal loans?

Compare personal loan rates here.

Does Fifth Third Bank, National Association offer student loans?

Will Fifth Third Bank, National Association cash a check?

Will Fifth Third Bank, National Association redeem a savings bond?

Does Fifth Third Bank, National Association cash savings bonds?

Will Fifth Third Bank, National Association cash money orders?

Can Fifth Third Bank, National Association issue a money order?

Does Fifth Third Bank, National Association do currency exchange?

Background on The Bank

Who owns Fifth Third Bank, National Association?

How long has Fifth Third Bank, National Association been around?

Can Fifth Third Bank, National Association transfer to other banks?

Does Fifth Third Bank, National Association have quick pay?

Does Fifth Third Bank, National Association accept rolled coins?

Will Fifth Third Bank, National Association accept loose change?

Where is Fifth Third Bank, National Association headquarters?

Customer Reviews for Fifth Third Bank, National Association


  • November 12, 2018 |

    CDs 60 Month Rates

    Helpful w/$

  • September 22, 2018

    My experience with this Bank is they are dishonest, I would go out of my way to Bank elsewhere!

  • July 23, 2018

    Worst bank ever. No customer service.
    Rates are deceptive. Be careful. If you put a large amount like 100000, they will unknown to you put 50000 @ advertised rate and 50000@ a lower rate at a different time limit. No statements are sent so they can hide what they've done. Worse part they don't even send 1099s so you end up not filing correct taxes. They also notify IRS in May for the current tax year. Something is rotten @ Fifth Third bank.

  • July 23, 2018

    Beware! This bank is horrible. Their advertised rates are deceptive. As an example: You put in 100000 @ 2%. Fifth third will give you the 2% on 50000 and 1% on the other 50%. When you figure this out and question them, they will say that was the deal. They also changed rate from 5 yrs to 2. The biggest problem is the fact that they do not send any statements, including 1099s. I am now in arrears to IRS because of them. They finally reported my taxes for 2016 and I have to pay a penalty. The IRs admitted they were notified in May instead of April 15th. If you want aggravation, bank with Fifth Third. They are the only bank in Florida that does not send a quarterly statement or 1099s.

  • September 08, 2015

    CDIRA FIXED RATES, UNDER $100,000.00 IS IT NECESSARY TO HAVE AN ACCOUNT @YOUR BANK TO GET BEST CD IRA RATE?


    PLEASE ADVISE YOUR RATES AND WHETHER OR NOT IT IS NECESSARY TO HAVE AN A/C @ YOUR BANK TO SECURE BEST CD IRA RATES?

    THANK YOU.

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