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Comparison of Deposit Account from TEX MEX with 0.86% - December 2025

Long-Term Analysis of Roxboro Savings Bank, SSB with 1.10% APY and First National Bank and Trust Company of Weatherford with 0.75% APY and TEX MEX with 0.86% APY and TEX MEX with 0.40% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Roxboro Savings Bank, SSB

1.10%

$50,000

60 Month

Bank

1.19x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 1.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	550	385
2	50,550	556	389
3	51,106	562	394
4	51,668	568	398
5	52,237	575	402
6	52,811	581	407
7	53,392	587	411
8	53,979	594	416
9	54,573	600	420
10	55,173	607	425
11	55,780	614	430
12	56,394	620	434
13	57,014	627	439
14	57,641	634	444
15	58,276	641	449
16	58,917	648	454
17	59,565	655	459
18	60,220	662	464
19	60,882	670	469
20	61,552	677	474
	TOTAL	$12,229	$8,560

LOCAL CD

First National Bank and Trust Company of Weatherford

0.75%

$50,000

18 Month

Bank

1.30x (National Avg. - 0.58%)

$10,000

SCENARIO

Year	Rate 0.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	375	263
2	50,375	378	264
3	50,753	381	266
4	51,133	384	268
5	51,517	386	270
6	51,903	389	272
7	52,293	392	275
8	52,685	395	277
9	53,080	398	279
10	53,478	401	281
11	53,879	404	283
12	54,283	407	285
13	54,690	410	287
14	55,101	413	289
15	55,514	416	291
16	55,930	419	294
17	56,350	423	296
18	56,772	426	298
19	57,198	429	300
20	57,627	432	303
	TOTAL	$8,059	$5,641

LOCAL CD

TEX MEX

0.86%

$50,000

48 Month

Credit Union

1.05x (National Avg. - 0.82%)

$100,000

SCENARIO

Year	Rate 0.86%	Annual Interest	Annual Interest (After Tax)
1	50,000	430	301
2	50,430	434	304
3	50,864	437	306
4	51,301	441	309
5	51,742	445	311
6	52,187	449	314
7	52,636	453	317
8	53,089	457	320
9	53,545	460	322
10	54,006	464	325
11	54,470	468	328
12	54,939	472	331
13	55,411	477	334
14	55,888	481	336
15	56,368	485	339
16	56,853	489	342
17	57,342	493	345
18	57,835	497	348
19	58,333	502	351
20	58,834	506	354
	TOTAL	$9,340	$6,538

LOCAL CD

TEX MEX

0.40%

$50,000

6 Month

Credit Union

0.99x (National Avg. - 0.40%)

$100,000

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	201	140
2	50,201	201	141
3	50,402	202	141
4	50,604	203	142
5	50,807	204	143
6	51,011	205	143
7	51,215	205	144
8	51,420	206	144
9	51,627	207	145
10	51,834	208	145
11	52,042	209	146
12	52,250	210	147
13	52,460	210	147
14	52,670	211	148
15	52,881	212	148
16	53,093	213	149
17	53,306	214	150
18	53,520	215	150
19	53,735	215	151
20	53,950	216	151
	TOTAL	$4,166	$2,917

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.
Finworth, a division of InsBank	4.20%	$50,000	Learn More
Last change: ↑0.20% on December 7. Early Withdrawal Penalty is 6 months interest.
Total Bank, a division of City National Bank of Florida	4.10%	$25,000	Learn More
Last change: ↓0.15% on November 26.
KS StateBank	4.10%	$500	Learn More
Last change: ↓0.10% on September 17.
Bread Savings, a division of Bread Financial	4.10%	$1,500	Learn More
Last change: ↓0.05% on December 8.

Compare Savings vs. CDs Comparison of Deposit Account from TEX MEX with 0.86% - December 2025

Long-Term Analysis of Roxboro Savings Bank, SSB with 1.10% APY and First National Bank and Trust Company of Weatherford with 0.75% APY and TEX MEX with 0.86% APY and TEX MEX with 0.40% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from TEX MEX with 0.86% - December 2025