First Atlantic

Headquarters

468 Industrial Way W
Eatontown, NJ 07724
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.20% 0.75% →
2-Year CD 0.25% 0.80% →
5-Year CD 0.80% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

First Atlantic is an NCUA insured institution located in Eatontown, NJ. It was founded in 1935 and has approximately $292.85 millions in assets.

Who can join?

Any person who lives, works, attends school or worships in Monmouth or Ocean county may become a First Atlantic member.

NCUA Insured Yes / Federally Chartered
Charter Number # # 82
Date Established 1935
Assets $292.85 million
Loans $198.86 million
Deposits $264.79 million
Capital $25.58 million
 

Field of Membership Restrictions

Must live, work, worship or attend school in Monmouth or Ocean County, New Jersey.

Deposit Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.20% $100,000 $199,999 Learn More
18 Mo CD
0.20% $10,000 $14,999 Learn More
18 Mo CD
0.20% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.25% $100,000 $199,999 Learn More
30 Mo CD
0.25% $10,000 $14,999 Learn More
30 Mo CD
0.25% $100,000 $199,999 Learn More
36 Mo CD
0.40% $10,000 $14,999 Learn More
36 Mo CD
0.40% $100,000 $199,999 Learn More
48 Mo CD
0.60% $10,000 $14,999 Learn More
48 Mo CD
0.60% $100,000 $199,999 Learn More
60 Mo CD
0.80% $10,000 $14,999 Learn More
60 Mo CD
0.80% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less

Loan Rates - October 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FIRST ATLANTIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.921% 2.875% 0.63 $1,492 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to FIRST ATLANTIC
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are First Atlantic branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


First Atlantic Locations



Climate Initiatives

FIRST ATLANTIC is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

First Atlantic Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Atlantic. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Atlantic U.S. Average
8.68% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, First Atlantic had $2,215,288 in non-current loans and $109,030 in owned assets. To cover these potential losses it had $25,584,838 in net worth and $1,190,198 in loans loss reserves. That gives it a Texas Ratio of 8.68%.

Net Worth
First Atlantic U.S. Average
8.73% 12.22%

First Atlantic FCU has a net worth of 8.73% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First Atlantic

Branches and Savings

What is First Atlantic?

A federal credit union, registered with the NCUA under certificate #82.
Learn more about credit unions here.

Is First Atlantic FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. First Atlantic is insured by the NCUA.

Who can join First Atlantic?

Please see Field of Membership information above for information on who is eligible to join.

What are First Atlantic's share account and share certificate rates?

First Atlantic's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First Atlantic?

First Atlantic has total capital of $25.58 million. Full information on First Atlantic's financial position is located above.

Who owns First Atlantic?

Credit Unions are owned by their members.

Where are First Atlantic branches located?

See branch locations nearby.

Are First Atlantic ATMs Open 24/7?

Do First Atlantic ATMs accept cash deposits?

Can First Atlantic customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First Atlantic have a mobile app?

Does First Atlantic have mobile deposit?

Does First Atlantic have quick pay?

How can First Atlantic transfer money to other banks or credit unions?

Does First Atlantic report to credit bureaus?

Does First Atlantic use Chexsystems?

Does First Atlantic use Equifax?

What is First Atlantic's toll free phone number?

What is First Atlantic's ACH Routing Number?

What is First Atlantic's SWIFT code?

Where can I find First Atlantic's wire transfer form?

What is the First Atlantic address for deposits?

What Products Does First Atlantic Offer

Does First Atlantic offer mortgages?

Compare mortgage rates here.

Does First Atlantic offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Atlantic offer auto and RV loans?

Compare auto loan rates here.

Does First Atlantic offer student loans or personal loans?

Compare personal loan rates here.

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