Eatontown, NJ 07724



General Credit Union Information

NCUA Insured Yes
Charter Number # # 82
Date Established 1935
Assets $254.64 million
Loans $171.48 million
Deposits $230.64 million
Capital $21.15 million

First Atlantic is an NCUA insured institution located in Eatontown, NJ. It was founded in 1935 and has approximately $254.64 millions in assets.

Who can join?

Any person who lives, works, attends school or worships in Monmouth or Ocean county may become a First Atlantic member.

Field of Membership Restrictions

Must live, work, worship or attend school in Monmouth or Ocean County, New Jersey.

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD 10K
0.15% $500 - Learn MoreShow Less
6 Mo CD 10K
0.25% $500 - Learn MoreShow Less
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA 0K
0.40% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.05% $1 - Learn MoreShow Less
MM 2.5K
0.05% $1 $9,999 Learn MoreShow Less
MM 10K
0.10% $10,000 $14,999 Learn MoreShow Less
MM 25K
0.10% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $5,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST ATLANTIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.325% 4.250% 0.50 $2,354 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.740% $291.47 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are First Atlantic branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

First Atlantic Locations

Financial Details

First Atlantic Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Atlantic. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Atlantic U.S. Average
3.32% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, First Atlantic had $678,934 in non-current loans and $51,000 in owned assets. To cover these potential losses it had $21,151,610 in net worth and $804,710 in loans loss reserves. That gives it a Texas Ratio of 3.32%.

Net Worth
First Atlantic U.S. Average
8.3% 13.08%

First Atlantic FCU has a net worth of 8.3% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On First Atlantic

What is First Atlantic?

A federal credit union, registered with the NCUA under certificate #82.
Learn more about credit unions here.

Is First Atlantic FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First Atlantic?

Please see Field of Membership information above for information on who is eligible to join.

What are First Atlantic's share account and share certificate rates?

First Atlantic's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First Atlantic?

First Atlantic has total capital of $21.15 million. Full information on First Atlantic's financial position is located above.

Who owns First Atlantic?

Credit Unions are owned by their members.

Where are First Atlantic branches located?

See branch locations nearby.

Are First Atlantic ATMs Open 24/7?

Do First Atlantic ATMs accept cash deposits?

Can First Atlantic customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First Atlantic have a mobile app?

Does First Atlantic have mobile deposit?

Does First Atlantic have quick pay?

How can First Atlantic transfer money to other banks or credit unions?

Does First Atlantic report to credit bureaus?

Does First Atlantic use Chexsystems?

Does First Atlantic use Equifax?

What is First Atlantic's toll free phone number?

What is First Atlantic's ACH Routing Number?

What is First Atlantic's SWIFT code?

Where can I find First Atlantic's wire transfer form?

What is the First Atlantic address for deposits?

What Products Does First Atlantic Offer

Does First Atlantic offer mortgages?

Compare mortgage rates here.

Does First Atlantic offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Atlantic offer auto and RV loans?

Compare auto loan rates here.

Does First Atlantic offer student loans or personal loans?

Compare personal loan rates here.

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