This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.58% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 291 | 204 |
| 2 | 50,291 | 293 | 205 |
| 3 | 50,584 | 294 | 206 |
| 4 | 50,878 | 296 | 207 |
| 5 | 51,174 | 298 | 208 |
| 6 | 51,472 | 300 | 210 |
| 7 | 51,772 | 301 | 211 |
| 8 | 52,073 | 303 | 212 |
| 9 | 52,376 | 305 | 213 |
| 10 | 52,681 | 307 | 215 |
| 11 | 52,987 | 308 | 216 |
| 12 | 53,296 | 310 | 217 |
| 13 | 53,606 | 312 | 218 |
| 14 | 53,918 | 314 | 220 |
| 15 | 54,232 | 316 | 221 |
| 16 | 54,547 | 317 | 222 |
| 17 | 54,865 | 319 | 224 |
| 18 | 55,184 | 321 | 225 |
| 19 | 55,505 | 323 | 226 |
| 20 | 55,828 | 325 | 227 |
| TOTAL | $6,153 | $4,307 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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