This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.06% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 30 | 21 |
| 2 | 50,030 | 30 | 21 |
| 3 | 50,060 | 30 | 21 |
| 4 | 50,090 | 30 | 21 |
| 5 | 50,120 | 30 | 21 |
| 6 | 50,150 | 30 | 21 |
| 7 | 50,180 | 30 | 21 |
| 8 | 50,210 | 30 | 21 |
| 9 | 50,241 | 30 | 21 |
| 10 | 50,271 | 30 | 21 |
| 11 | 50,301 | 30 | 21 |
| 12 | 50,331 | 30 | 21 |
| 13 | 50,361 | 30 | 21 |
| 14 | 50,391 | 30 | 21 |
| 15 | 50,422 | 30 | 21 |
| 16 | 50,452 | 30 | 21 |
| 17 | 50,482 | 30 | 21 |
| 18 | 50,512 | 30 | 21 |
| 19 | 50,543 | 30 | 21 |
| 20 | 50,573 | 30 | 21 |
| TOTAL | $603 | $422 |
| Year | Rate 0.60% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 301 | 210 |
| 2 | 50,301 | 302 | 212 |
| 3 | 50,603 | 304 | 213 |
| 4 | 50,907 | 306 | 214 |
| 5 | 51,213 | 308 | 215 |
| 6 | 51,521 | 310 | 217 |
| 7 | 51,830 | 312 | 218 |
| 8 | 52,142 | 313 | 219 |
| 9 | 52,455 | 315 | 221 |
| 10 | 52,770 | 317 | 222 |
| 11 | 53,088 | 319 | 223 |
| 12 | 53,407 | 321 | 225 |
| 13 | 53,728 | 323 | 226 |
| 14 | 54,051 | 325 | 227 |
| 15 | 54,375 | 327 | 229 |
| 16 | 54,702 | 329 | 230 |
| 17 | 55,031 | 331 | 232 |
| 18 | 55,362 | 333 | 233 |
| 19 | 55,694 | 335 | 234 |
| 20 | 56,029 | 337 | 236 |
| TOTAL | $6,366 | $4,456 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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