Bank of Hazelton

363 Main St
Hazelton, ND 58544

Notable Rates APY Vs.Others
Savings 0.55% 2.60% →
1-Year CD 1.50% 2.30% →
2-Year CD 1.70% 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Bank Information

Bank of Hazelton is an FDIC insured institution located in Hazelton, ND. It was founded in 1903 and has approximately $0.05 billion in assets.

FDIC Insured Yes
FDIC Certificate # 17813
Date Established 1903
Assets $0.05 billion
Loans $0.02 billion
Deposits $0.04 billion
Capital $0.01 billion
 

For a more detailed analysis of Bank of Hazelton's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 15, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.45% $2,500 $24,999 Learn MoreShow Less
Money Market
0.55% $25,000 - Learn MoreShow Less
Premium Money Market Account
0.40% $2,500 $24,999 Learn MoreShow Less
Premium Money Market Account
0.50% $25,000 - Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.40% $1,000 - Learn MoreShow Less
6 Mo CD
1.00% $1,000 - Learn MoreShow Less
12 Mo CD
1.50% $1,000 - Learn MoreShow Less
24 Mo CD
1.70% $1,000 - Learn MoreShow Less
36 Mo CD
2.00% $1,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.50% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.35% $750 - Learn MoreShow Less

Loan Rates - November 15, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Hazelton

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.535% 3.500% 0.50 $1,102 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to Bank of Hazelton
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Branches

Bank of Hazelton branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Hazelton Locations


Financial Details

Bank of Hazelton Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Hazelton. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Hazelton U.S. Bank Average
0% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, Bank of Hazelton had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $5,229,000 in equity and $330,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Bank of Hazelton U.S. Bank Average
14.94% 9.50%

Bank of Hazelton has a Return on Equity of 14.94% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Hazelton U.S. Bank Average
11.44% 12.76%

Bank of Hazelton has a Capitalization of 11.44% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Hazelton Balance Sheet Analysis

As of June 30, 2019, Bank of Hazelton had assets of $45,692,000, loans of $23,764,000, and deposits of $40,323,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.02 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.04 billion
LIABILITIES
Total deposits $0.04 billion
      Interest-bearing deposits $0.03 billion
      Deposits held in domestic offices $0.04 billion
      % insured (estimated) 67.37%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.04 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

June 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Bank of Hazelton’s loan portfolio are Farm Loans, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in North Dakota, Bank of Hazelton has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 1.07
Multifamily
Mortgages
0.00
Credit Card Loans 0.24
Consumer Auto Loans 0.38
Small Business Loans 0.99
Construction and Development Loans 0.98
Commercial Real Estate 0.99
Commercial and Industrial Loans 3.88
Farm Loans 54.85

Frequently Asked Questions About Bank Of Hazelton

Branches and Savings

Is Bank Of Hazelton FDIC insured?

Yes. It is covered under FDIC Certificate #17813.

Why does Bank Of Hazelton pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Hazelton CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Hazelton a commercial bank?

Yes

Where are Bank Of Hazelton locations?

See branch locations nearby.

Is Bank Of Hazelton open on Saturdays?

Is Bank Of Hazelton open on Sundays?

What time does Bank Of Hazelton open?

What time does Bank Of Hazelton close?

Are Bank Of Hazelton ATMs Open 24/7?

Do Bank Of Hazelton ATMs accept cash deposits?

Can Bank Of Hazelton customers use other ATMs?

Do Bank Of Hazelton branches have notaries?

Will Bank Of Hazelton notarize my document?

What address for Bank Of Hazelton should I put for incoming ACH transfers?

Will the Bank Of Hazelton branch print checks?

Do Bank Of Hazelton checks expire?

Does Bank Of Hazelton require US citizenship to open account?

Can Bank Of Hazelton close my account?

Does Bank Of Hazelton Report to credit bureaus?

Does Bank Of Hazelton Use Equifax?

What is Bank Of Hazelton's ACH Routing Number?

What is Bank Of Hazelton's SWIFT code?

Products

Does Bank Of Hazelton offer mortgages?

Compare mortgage rates here.

Does Bank Of Hazelton offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Hazelton offer personal loans?

Compare personal loan rates here.

Does Bank Of Hazelton offer student loans?

Will Bank Of Hazelton cash a check?

Will Bank Of Hazelton redeem a savings bond?

Does Bank Of Hazelton cash savings bonds?

Will Bank Of Hazelton cash money orders?

Can Bank Of Hazelton issue a money order?

Does Bank Of Hazelton do currency exchange?

Background on The Bank

Who owns Bank Of Hazelton?

How long has Bank Of Hazelton been around?

Can Bank Of Hazelton transfer to other banks?

Does Bank Of Hazelton have quick pay?

Does Bank Of Hazelton accept rolled coins?

Will Bank Of Hazelton accept loose change?

Where is Bank Of Hazelton headquarters?

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