Compare Savings vs. CDs
Comparison of Deposit Account from The Citizens Bank of Enterprise, Alabama with 0.05%
- October 2026
Long-Term Analysis of The Citizens Bank of Enterprise, Alabama with 0.25% APY and The Citizens Bank of Enterprise, Alabama with 0.05% APY and CREDIT UNION OF SOUTHERN CALIFORNIA with 3.35% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL MONEY MARKET0.25%-$50,000N.A.BankN.A.$10,000SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 2LOCAL SAVINGS0.05%-$50,000N.A.Bank0.21x (National Avg. - 0.23%)$2,500SCENARIO
Year Rate
0.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 25 18 2 50,025 25 18 3 50,050 25 18 4 50,075 25 18 5 50,100 25 18 6 50,125 25 18 7 50,150 25 18 8 50,175 25 18 9 50,200 25 18 10 50,225 25 18 11 50,251 25 18 12 50,276 25 18 13 50,301 25 18 14 50,326 25 18 15 50,351 25 18 16 50,376 25 18 17 50,402 25 18 18 50,427 25 18 19 50,452 25 18 20 50,477 25 18 TOTAL $502 $352 - 3LOCAL CD3.35%-$50,00018 MonthCredit Union5.77x (National Avg. - 0.58%)$1,000SCENARIO
Year Rate
3.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,675 1,173 2 51,675 1,731 1,212 3 53,406 1,789 1,252 4 55,195 1,849 1,294 5 57,044 1,911 1,338 6 58,955 1,975 1,383 7 60,930 2,041 1,429 8 62,971 2,110 1,477 9 65,081 2,180 1,526 10 67,261 2,253 1,577 11 69,514 2,329 1,630 12 71,843 2,407 1,685 13 74,250 2,487 1,741 14 76,737 2,571 1,799 15 79,308 2,657 1,860 16 81,965 2,746 1,922 17 84,711 2,838 1,986 18 87,548 2,933 2,053 19 90,481 3,031 2,122 20 93,512 3,133 2,193 TOTAL $46,645 $32,652
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.70% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
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5.00% |
$10,000 |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
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Last change: ↑0.10% on October 8. |
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4.85% |
$500 |
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Last change: ↑0.81% on April 27. |
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4.85% |
$500 |
Learn More | |
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Last change: ↑0.80% on April 27. |
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