CREDIT UNION OF SOUTHERN CALIFORNIA

PO Box 200
Whittier, CA 90608

Notable Rates APY Vs.Others
Savings 0.10% 2.60% →
1-Year CD 1.00% 2.25% →
2-Year CD 1.40% 2.50% →
5-Year CD 1.80% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Credit Union Of Southern California is an NCUA insured institution located in Whittier, CA. It was founded in 1954 and has approximately $1579.92 millions in assets.

Who can join?

You are eligible to join if you live, work, or worship in one of the served cities or have a CU SoCal Member in your immediate family. Immediate family members are defined as spouse, parents, children, siblings, grandparents, grandchildren, stepparents, stepchildren, and stepsiblings.

NCUA Insured Yes
Charter Number # # 68456
Date Established 1954
Assets $1,579.92 million
Loans $996.31 million
Deposits $1,319.31 million
Capital $205.52 million
 

Field of Membership Restrictions

Membership in Credit Union of Southern California is open to those who live, work, attend school or worship in Orange, Los Angeles, or San Bernardino Counties in California and to immediate family of those eligible.

Deposit Rates - November 22, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $2,500 $14,999 Learn MoreShow Less
Money Market
0.25% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.90% $25 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.40% $1,000 - Learn MoreShow Less
6 Mo CD
0.85% $1,000 - Learn MoreShow Less
12 Mo CD
1.00% $1,000 - Learn MoreShow Less
18 Mo CD
1.20% $1,000 - Learn MoreShow Less
24 Mo CD
1.40% $1,000 - Learn MoreShow Less
36 Mo CD
1.60% $1,000 - Learn MoreShow Less
48 Mo CD
1.70% $1,000 - Learn MoreShow Less
60 Mo CD
1.80% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $500 - Learn MoreShow Less

Loan Rates - November 22, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for CREDIT UNION OF SOUTHERN CALIFORNIA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.530% 3.500% 0.38 $930 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to CREDIT UNION OF SOUTHERN CALIFORNIA
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Credit Union Of Southern California branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Credit Union Of Southern California Locations


Financial Details

Credit Union Of Southern California Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Credit Union Of Southern California. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Credit Union Of Southern California U.S. Average
2.53% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Credit Union Of Southern California had $5,094,178 in non-current loans and $277,295 in owned assets. To cover these potential losses it had $205,515,185 in net worth and $6,854,377 in loans loss reserves. That gives it a Texas Ratio of 2.53%.

Net Worth
Credit Union Of Southern California U.S. Average
13% 13.65%

Credit Union Of Southern California FCU has a net worth of 13% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Credit Union Of Southern California

Branches and Savings

What is Credit Union Of Southern California?

A federal credit union, registered with the NCUA under certificate #68456.
Learn more about credit unions here.

Is Credit Union Of Southern California FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Credit Union Of Southern California?

Please see Field of Membership information above for information on who is eligible to join.

What are Credit Union Of Southern California's share account and share certificate rates?

Credit Union Of Southern California's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Credit Union Of Southern California?

Credit Union Of Southern California has total capital of $205.52 million. Full information on Credit Union Of Southern California's financial position is located above.

Who owns Credit Union Of Southern California?

Credit Unions are owned by their members.

Where are Credit Union Of Southern California branches located?

See branch locations nearby.

Are Credit Union Of Southern California ATMs Open 24/7?

Do Credit Union Of Southern California ATMs accept cash deposits?

Can Credit Union Of Southern California customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Credit Union Of Southern California have a mobile app?

Does Credit Union Of Southern California have mobile deposit?

Does Credit Union Of Southern California have quick pay?

How can Credit Union Of Southern California transfer money to other banks or credit unions?

Does Credit Union Of Southern California report to credit bureaus?

Does Credit Union Of Southern California use Chexsystems?

Does Credit Union Of Southern California use Equifax?

What is Credit Union Of Southern California's toll free phone number?

What is Credit Union Of Southern California's ACH Routing Number?

What is Credit Union Of Southern California's SWIFT code?

Where can I find Credit Union Of Southern California's wire transfer form?

What is the Credit Union Of Southern California address for deposits?

What Products Does Credit Union Of Southern California Offer

Does Credit Union Of Southern California offer mortgages?

Compare mortgage rates here.

Does Credit Union Of Southern California offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Credit Union Of Southern California offer auto and RV loans?

Compare auto loan rates here.

Does Credit Union Of Southern California offer student loans or personal loans?

Compare personal loan rates here.

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