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Comparison of Deposit Account from The Dime Bank with 0.20% - August 2025


Long-Term Analysis of The Dime Bank with 0.20% APY and SSB Bank with 1.76% APY and SSB Bank with 1.76% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    The Dime Bank
    0.20%
    -
    $50,000
    N.A.
    Bank
    N.A.
    $2,500
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 2
    LOCAL CD
    SSB Bank
    1.76%
    -
    $50,000
    30 Month
    Bank
    N.A.
    $500
     
    SCENARIO
    Year Rate
    1.76%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 879 615
    2 50,879 894 626
    3 51,773 910 637
    4 52,684 926 648
    5 53,610 942 660
    6 54,552 959 671
    7 55,511 976 683
    8 56,487 993 695
    9 57,480 1,011 707
    10 58,491 1,028 720
    11 59,519 1,046 732
    12 60,565 1,065 745
    13 61,630 1,083 758
    14 62,714 1,103 772
    15 63,816 1,122 785
    16 64,938 1,142 799
    17 66,080 1,162 813
    18 67,241 1,182 827
    19 68,423 1,203 842
    20 69,626 1,224 857
    TOTAL $20,850 $14,595
  • 3
    LOCAL CD
    SSB Bank
    1.76%
    -
    $50,000
    13 Month
    Bank
    N.A.
    $500
     
    SCENARIO
    Year Rate
    1.76%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 879 615
    2 50,879 894 626
    3 51,773 910 637
    4 52,684 926 648
    5 53,610 942 660
    6 54,552 959 671
    7 55,511 976 683
    8 56,487 993 695
    9 57,480 1,011 707
    10 58,491 1,028 720
    11 59,519 1,046 732
    12 60,565 1,065 745
    13 61,630 1,083 758
    14 62,714 1,103 772
    15 63,816 1,122 785
    16 64,938 1,142 799
    17 66,080 1,162 813
    18 67,241 1,182 827
    19 68,423 1,203 842
    20 69,626 1,224 857
    TOTAL $20,850 $14,595

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.10% on July 13.

    Last change: ↓0.05% on August 2.
    7-Month CD.

    Last change: ↓0.05% on April 30.
    Early Withdrawal Penalty is 3 months interest.

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