Apollo Trust Company


201 North Warren Avenue
Apollo, PA 15613
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.40% →
1-Year CD 0.20% 1.15% →
2-Year CD 0.40% 1.26% →
5-Year CD 1.00% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Bank Information

Apollo Trust Company is an FDIC insured institution located in Apollo, PA. It was founded in 1871 and has approximately $0.16 billion in assets. Customers can open an account at one of its 6 branches.

FDIC Insured Yes
FDIC Certificate # 6051
Date Established 1871
Assets $ 159.20 million
Loans $ 117.22 million
Deposits $ 126.31 million
Capital $ 17.20 million

For a more detailed analysis of Apollo Trust Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
0.05% $25 - Learn More
Money Market
0.05% $2,500 - Learn More
3 Mo CD
0.10% $2,500 - Learn More
6 Mo CD
0.10% $2,500 - Learn More
12 Mo CD
0.20% $500 - Learn More
18 Mo CD
0.20% $500 - Learn More
24 Mo CD
0.40% $500 - Learn More
30 Mo CD
0.40% $500 - Learn More
36 Mo CD
0.50% $500 - Learn More
48 Mo CD
0.75% $500 - Learn More
60 Mo CD
1.00% $500 - Learn More

Fixed IRA
0.20% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.05% $25 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 - Learn MoreShow Less

Loan Rates - July 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Apollo Trust Company

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info

Note to Apollo Trust Company
To upload and update your bank's rates please register. It is free to register and add rates.


Apollo Trust Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Apollo Trust Company Locations

Financial Details

Apollo Trust Company Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Apollo Trust Company. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Apollo Trust Company U.S. Bank Average
2.27% 6.51%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2019, Apollo Trust Company had $417,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $17,201,000 in equity and $1,208,000 in loans loss reserves. That gives it a Texas Ratio of 2.27%.

Return on Equity
Apollo Trust Company U.S. Bank Average
10.29% 9.41%

Apollo Trust Company has a Return on Equity of 10.29% versus the BestCashCow average of 9.41%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Apollo Trust Company U.S. Bank Average
10.8% 12.82%

Apollo Trust Company has a Capitalization of 10.8% versus the BestCashCow average of 12.82. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Apollo Trust Company Balance Sheet Analysis

As of December 31, 2019, Apollo Trust Company had assets of $159,201,000, loans of $117,216,000, and deposits of $126,314,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2019
Cash & Balances due from depository institutions $ 3.81 million
Interest-bearing balances $ 2.33 million
Total securities $ 31.38 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 117.22 million
Loan loss allowance $ 1.21 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 4.85 million
     Total Assets $ 142.00 million
Total deposits $ 126.31 million
      Interest-bearing deposits $ 75.53 million
      Deposits held in domestic offices $ 126.31 million
      % insured (estimated) 92.56%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 14.25 million
Subordinated debt N.A.
All other liabilities $ 1.44 million
      Total Liabilities $ 142.00 million
      Shareholders’ Equity $ 17.20 million

Summary Income Statement

December 31, 2019
Total Interest Income $ 6.81 million
Total Interest Expense $ 0.65 million
Net interest income $ 6.15 million
Provision for loan and lease losses $ 0.04 million
Total non interest income $ 1.29 million
Total non interest expense $ 5.22 million
Pre-tax Net Operating Income $ 2.18 million

Bank Loan Profile?

The top three loan types in Apollo Trust Company’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Commercial Real Estate.

Compared to other banks in Pennsylvania, Apollo Trust Company has a significantly higher percent of Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 61.00
Credit Card Loans 0.00
Consumer Auto Loans 0.42
Small Business Loans 10.23
Construction and Development Loans 0.68
Commercial Real Estate 12.94
Commercial and Industrial Loans 5.83
Farm Loans 0.01

Frequently Asked Questions About Apollo Trust Company

Branches and Savings

Is Apollo Trust Company FDIC insured?

Yes. It is covered under FDIC Certificate #6051.

Why does Apollo Trust Company pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Apollo Trust Company CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Apollo Trust Company a commercial bank?


Where are Apollo Trust Company locations?

See branch locations nearby.

Is Apollo Trust Company open on Saturdays?

Is Apollo Trust Company open on Sundays?

What time does Apollo Trust Company open?

What time does Apollo Trust Company close?

Are Apollo Trust Company ATMs Open 24/7?

Do Apollo Trust Company ATMs accept cash deposits?

Can Apollo Trust Company customers use other ATMs?

Do Apollo Trust Company branches have notaries?

Will Apollo Trust Company notarize my document?

What address for Apollo Trust Company should I put for incoming ACH transfers?

Will the Apollo Trust Company branch print checks?

Do Apollo Trust Company checks expire?

Does Apollo Trust Company require US citizenship to open account?

Can Apollo Trust Company close my account?

Does Apollo Trust Company Report to credit bureaus?

Does Apollo Trust Company Use Equifax?

What is Apollo Trust Company's ACH Routing Number?

What is Apollo Trust Company's SWIFT code?


Does Apollo Trust Company offer mortgages?

Compare mortgage rates here.

Does Apollo Trust Company offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Apollo Trust Company offer personal loans?

Compare personal loan rates here.

Does Apollo Trust Company offer student loans?

Will Apollo Trust Company cash a check?

Will Apollo Trust Company redeem a savings bond?

Does Apollo Trust Company cash savings bonds?

Will Apollo Trust Company cash money orders?

Can Apollo Trust Company issue a money order?

Does Apollo Trust Company do currency exchange?

Background on The Bank

Who owns Apollo Trust Company?

How long has Apollo Trust Company been around?

Can Apollo Trust Company transfer to other banks?

Does Apollo Trust Company have quick pay?

Does Apollo Trust Company accept rolled coins?

Will Apollo Trust Company accept loose change?

Where is Apollo Trust Company headquarters?

Customer Reviews for Apollo Trust Company

There are currently no comments for Apollo Trust Company. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →