Home
Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from The Farmers National Bank of Lebanon with 0.40% - October 2025

Long-Term Analysis of The Farmers National Bank of Lebanon with 0.40% APY and Pinnacle Bank - Wyoming with 0.37% APY and First National Bank of Pennsylvania with 0.50% APY and Pinnacle Bank - Wyoming with 0.20% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

The Farmers National Bank of Lebanon

0.40%

$50,000

24 Month

Bank

0.61x (National Avg. - 0.66%)

$500

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL CD

Pinnacle Bank - Wyoming

0.37%

$50,000

18 Month

Bank

0.64x (National Avg. - 0.58%)

$500

SCENARIO

Year	Rate 0.37%	Annual Interest	Annual Interest (After Tax)
1	50,000	185	130
2	50,185	186	130
3	50,371	186	130
4	50,557	187	131
5	50,744	188	131
6	50,932	188	132
7	51,120	189	132
8	51,309	190	133
9	51,499	191	133
10	51,690	191	134
11	51,881	192	134
12	52,073	193	135
13	52,266	193	135
14	52,459	194	136
15	52,653	195	136
16	52,848	196	137
17	53,044	196	137
18	53,240	197	138
19	53,437	198	138
20	53,635	198	139
	TOTAL	$3,833	$2,683

LOCAL CD

First National Bank of Pennsylvania

0.50%

$50,000

24 Month

Bank

0.76x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

Pinnacle Bank - Wyoming

0.20%

$50,000

12 Month

Bank

0.36x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.20%	Annual Interest	Annual Interest (After Tax)
1	50,000	100	70
2	50,100	100	70
3	50,200	100	70
4	50,301	101	70
5	50,401	101	71
6	50,502	101	71
7	50,603	101	71
8	50,704	101	71
9	50,806	102	71
10	50,907	102	71
11	51,009	102	71
12	51,111	102	72
13	51,213	102	72
14	51,316	103	72
15	51,418	103	72
16	51,521	103	72
17	51,624	103	72
18	51,727	103	72
19	51,831	104	73
20	51,935	104	73
	TOTAL	$2,038	$1,427

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Ivy Bank, a division of Cambridge Savings Bank	4.35%	$1,000	Learn More
Last change: ↑2.35% on September 16.
Climate First Bank	4.34%	$500	Learn More
Last change: ↑1.66% on April 4.
Climate First Bank	4.34%	$500	Learn More
Last change: ↑0.66% on February 4. No Penalty CD.
Finworth, a division of InsBank	4.30%	$50,000	Learn More
Last change: ↓0.15% on September 23.
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.

Compare Savings vs. CDs Comparison of Deposit Account from The Farmers National Bank of Lebanon with 0.40% - October 2025

Long-Term Analysis of The Farmers National Bank of Lebanon with 0.40% APY and Pinnacle Bank - Wyoming with 0.37% APY and First National Bank of Pennsylvania with 0.50% APY and Pinnacle Bank - Wyoming with 0.20% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from The Farmers National Bank of Lebanon with 0.40% - October 2025