The Farmers National Bank of Lebanon

136 West Main Street
Lebanon, KY 40033

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 2754
Date Established 1890
Assets $0.10 billion
Loans $0.05 billion
Deposits $0.09 billion
Capital $0.01 billion

The Farmers National Bank of Lebanon is an FDIC insured institution located in Lebanon, KY. It was founded in 1890 and has approximately $0.1 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of The Farmers National Bank of Lebanon's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in The Farmers National Bank of Lebanon’s loan portfolio are Commercial Real Estate, Small Business Loans, and 1-4 Family Residential Loans.

Compared to other banks in Kentucky, The Farmers National Bank of Lebanon has a significantly higher percent of Small Business Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 20.57
Multifamily
Mortgages
1.07
Credit Card Loans 0.00
Consumer Auto Loans 2.54
Small Business Loans 23.47
Construction and Development Loans 6.23
Commercial Real Estate 39.89
Commercial and Industrial Loans 10.10
Farm Loans 0.80

Deposit Rates - June 25, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.10% $2,500 $24,999 Learn MoreShow Less
Money Market
0.15% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.10% $500 - Learn MoreShow Less
6 Mo CD
0.10% $500 - Learn MoreShow Less
12 Mo CD
0.25% $500 - Learn MoreShow Less
18 Mo CD
0.30% $500 - Learn MoreShow Less
24 Mo CD
0.40% $500 - Learn MoreShow Less
30 Mo CD
0.45% $500 - Learn MoreShow Less
36 Mo CD
0.70% $500 - Learn MoreShow Less
48 Mo CD
1.00% $500 - Learn MoreShow Less
60 Mo CD
1.35% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.25% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 - Learn MoreShow Less

Loan Rates - June 25, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for The Farmers National Bank of Lebanon

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to The Farmers National Bank of Lebanon
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

The Farmers National Bank of Lebanon branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


The Farmers National Bank of Lebanon Locations


Financial Details

The Farmers National Bank of Lebanon Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Farmers National Bank of Lebanon. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
The Farmers National Bank of Lebanon U.S. Bank Average
0.12% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, The Farmers National Bank of Lebanon had $13,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $10,195,000 in equity and $827,000 in loans loss reserves. That gives it a Texas Ratio of 0.12%.

Return on Equity
The Farmers National Bank of Lebanon U.S. Bank Average
1.89% 8.80%

The Farmers National Bank of Lebanon has a Return on Equity of 1.89% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
The Farmers National Bank of Lebanon U.S. Bank Average
10% 12.29%

The Farmers National Bank of Lebanon has a Capitalization of 10% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

The Farmers National Bank of Lebanon Balance Sheet Analysis

As of December 31, 2018, The Farmers National Bank of Lebanon had assets of $101,930,000, loans of $52,424,000, and deposits of $91,560,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.00 billion
Total securities $0.03 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.05 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.09 billion
LIABILITIES
Total deposits $0.09 billion
      Interest-bearing deposits $0.06 billion
      Deposits held in domestic offices $0.09 billion
      % insured (estimated) 86.28%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.09 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

December 31, 2018
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About The Farmers National Bank Of Lebanon

Branches and Savings

Is The Farmers National Bank Of Lebanon FDIC insured?

Yes. It is covered under FDIC Certificate #2754.

Why does The Farmers National Bank Of Lebanon pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are The Farmers National Bank Of Lebanon CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is The Farmers National Bank Of Lebanon a commercial bank?

Yes

Where are The Farmers National Bank Of Lebanon locations?

See branch locations nearby.

Is The Farmers National Bank Of Lebanon open on Saturdays?

Is The Farmers National Bank Of Lebanon open on Sundays?

What time does The Farmers National Bank Of Lebanon open?

What time does The Farmers National Bank Of Lebanon close?

Are The Farmers National Bank Of Lebanon ATMs Open 24/7?

Do The Farmers National Bank Of Lebanon ATMs accept cash deposits?

Can The Farmers National Bank Of Lebanon customers use other ATMs?

Do The Farmers National Bank Of Lebanon branches have notaries?

Will The Farmers National Bank Of Lebanon notarize my document?

What address for The Farmers National Bank Of Lebanon should I put for incoming ACH transfers?

Will the The Farmers National Bank Of Lebanon branch print checks?

Do The Farmers National Bank Of Lebanon checks expire?

Does The Farmers National Bank Of Lebanon require US citizenship to open account?

Can The Farmers National Bank Of Lebanon close my account?

Does The Farmers National Bank Of Lebanon Report to credit bureaus?

Does The Farmers National Bank Of Lebanon Use Equifax?

What is The Farmers National Bank Of Lebanon's ACH Routing Number?

What is The Farmers National Bank Of Lebanon's SWIFT code?

Products

Does The Farmers National Bank Of Lebanon offer mortgages?

Compare mortgage rates here.

Does The Farmers National Bank Of Lebanon offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The Farmers National Bank Of Lebanon offer personal loans?

Compare personal loan rates here.

Does The Farmers National Bank Of Lebanon offer student loans?

Will The Farmers National Bank Of Lebanon cash a check?

Will The Farmers National Bank Of Lebanon redeem a savings bond?

Does The Farmers National Bank Of Lebanon cash savings bonds?

Will The Farmers National Bank Of Lebanon cash money orders?

Can The Farmers National Bank Of Lebanon issue a money order?

Does The Farmers National Bank Of Lebanon do currency exchange?

Background on The Bank

Who owns The Farmers National Bank Of Lebanon?

How long has The Farmers National Bank Of Lebanon been around?

Can The Farmers National Bank Of Lebanon transfer to other banks?

Does The Farmers National Bank Of Lebanon have quick pay?

Does The Farmers National Bank Of Lebanon accept rolled coins?

Will The Farmers National Bank Of Lebanon accept loose change?

Where is The Farmers National Bank Of Lebanon headquarters?

Customer Reviews for The Farmers National Bank of Lebanon

There are currently no comments for The Farmers National Bank of Lebanon. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →