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Comparison of Deposit Account from The First Bank of Greenwich with 0.30% - May 2025


Long-Term Analysis of Alliant Bank with 0.94% APY and The First National Bank of Groton with 0.85% APY and ORANGE COUNTY'S with 0.85% APY and CREDIT UNION OF THE ROCKIES with 0.10% APY and The First Bank of Greenwich with 0.30% APY and The Bank of Tioga with 0.03% APY and MEMBER'S 1ST OF NJ with 0.55% APY and TEG with 1.00% APY and DIRECTIONS with 0.80% APY and GUTHRIE with 0.20% APY and JUSTICE with 1.07% APY and State Bank of Cross Plains with 0.55% APY and CAMC with 0.40% APY and MCCOY with 4.13% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Alliant Bank
    0.94%
    -
    $50,000
    36 Month
    Bank
    1.25x (National Avg. - 0.75%)
    $500
     
    SCENARIO
    Year Rate
    0.94%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 470 329
    2 50,470 474 332
    3 50,944 479 335
    4 51,423 483 338
    5 51,907 488 342
    6 52,395 493 345
    7 52,887 497 348
    8 53,384 502 351
    9 53,886 507 355
    10 54,393 511 358
    11 54,904 516 361
    12 55,420 521 365
    13 55,941 526 368
    14 56,467 531 372
    15 56,998 536 375
    16 57,533 541 379
    17 58,074 546 382
    18 58,620 551 386
    19 59,171 556 389
    20 59,727 561 393
    TOTAL $10,289 $7,202
  • 2
    LOCAL CD
    The First National Bank of Groton
    0.85%
    -
    $50,000
    48 Month
    Bank
    1.04x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    0.85%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 425 298
    2 50,425 429 300
    3 50,854 432 303
    4 51,286 436 305
    5 51,722 440 308
    6 52,161 443 310
    7 52,605 447 313
    8 53,052 451 316
    9 53,503 455 318
    10 53,958 459 321
    11 54,416 463 324
    12 54,879 466 327
    13 55,345 470 329
    14 55,816 474 332
    15 56,290 478 335
    16 56,769 483 338
    17 57,251 487 341
    18 57,738 491 344
    19 58,229 495 346
    20 58,724 499 349
    TOTAL $9,223 $6,456
  • 3
    LOCAL CD
    ORANGE COUNTY'S
    0.85%
    -
    $50,000
    60 Month
    Credit Union
    0.92x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    0.85%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 425 298
    2 50,425 429 300
    3 50,854 432 303
    4 51,286 436 305
    5 51,722 440 308
    6 52,161 443 310
    7 52,605 447 313
    8 53,052 451 316
    9 53,503 455 318
    10 53,958 459 321
    11 54,416 463 324
    12 54,879 466 327
    13 55,345 470 329
    14 55,816 474 332
    15 56,290 478 335
    16 56,769 483 338
    17 57,251 487 341
    18 57,738 491 344
    19 58,229 495 346
    20 58,724 499 349
    TOTAL $9,223 $6,456
  • 4
    LOCAL MONEY MARKET
    CREDIT UNION OF THE ROCKIES
    0.10%
    -
    $50,000
    N.A.
    Credit Union
    0.11x (National Avg. - 0.92%)
    $25,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 5
    LOCAL CD
    The First Bank of Greenwich
    0.30%
    -
    $50,000
    36 Month
    Bank
    0.40x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,300 151 106
    4 50,451 151 106
    5 50,603 152 106
    6 50,755 152 107
    7 50,907 153 107
    8 51,059 153 107
    9 51,213 154 108
    10 51,366 154 108
    11 51,520 155 108
    12 51,675 155 109
    13 51,830 155 109
    14 51,985 156 109
    15 52,141 156 109
    16 52,298 157 110
    17 52,455 157 110
    18 52,612 158 110
    19 52,770 158 111
    20 52,928 159 111
    TOTAL $3,087 $2,161
  • 6
    LOCAL MONEY MARKET
    The Bank of Tioga
    0.03%
    -
    $50,000
    N.A.
    Bank
    0.04x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.03%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 15 11
    2 50,015 15 11
    3 50,030 15 11
    4 50,045 15 11
    5 50,060 15 11
    6 50,075 15 11
    7 50,090 15 11
    8 50,105 15 11
    9 50,120 15 11
    10 50,135 15 11
    11 50,150 15 11
    12 50,165 15 11
    13 50,180 15 11
    14 50,195 15 11
    15 50,210 15 11
    16 50,225 15 11
    17 50,241 15 11
    18 50,256 15 11
    19 50,271 15 11
    20 50,286 15 11
    TOTAL $301 $211
  • 7
    LOCAL CD
    MEMBER'S 1ST OF NJ
    0.55%
    -
    $50,000
    60 Month
    Credit Union
    0.60x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 276 193
    2 50,276 277 194
    3 50,553 279 195
    4 50,831 280 196
    5 51,111 282 197
    6 51,393 283 198
    7 51,676 285 199
    8 51,961 286 200
    9 52,247 288 202
    10 52,535 289 203
    11 52,824 291 204
    12 53,115 293 205
    13 53,408 294 206
    14 53,702 296 207
    15 53,998 298 208
    16 54,296 299 209
    17 54,595 301 211
    18 54,896 302 212
    19 55,198 304 213
    20 55,502 306 214
    TOTAL $5,808 $4,066
  • 8
    LOCAL CD
    TEG
    1.00%
    -
    $50,000
    48 Month
    Credit Union
    1.23x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    1.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707
  • 9
    LOCAL CD
    DIRECTIONS
    0.80%
    -
    $50,000
    36 Month
    Credit Union
    1.06x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    0.80%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 400 280
    2 50,400 403 282
    3 50,803 406 284
    4 51,210 410 287
    5 51,619 413 289
    6 52,032 416 291
    7 52,449 420 294
    8 52,868 423 296
    9 53,291 426 298
    10 53,717 430 301
    11 54,147 433 303
    12 54,580 437 306
    13 55,017 440 308
    14 55,457 444 311
    15 55,901 447 313
    16 56,348 451 316
    17 56,799 454 318
    18 57,253 458 321
    19 57,711 462 323
    20 58,173 465 326
    TOTAL $8,638 $6,047
  • 10
    LOCAL MONEY MARKET
    GUTHRIE
    0.20%
    -
    $50,000
    N.A.
    Credit Union
    0.27x (National Avg. - 0.75%)
    $25,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 11
    LOCAL CD
    JUSTICE
    1.07%
    -
    $50,000
    60 Month
    Credit Union
    1.17x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    1.07%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 536 375
    2 50,536 542 379
    3 51,078 548 383
    4 51,625 553 387
    5 52,179 559 392
    6 52,738 565 396
    7 53,303 571 400
    8 53,875 578 404
    9 54,452 584 409
    10 55,036 590 413
    11 55,626 596 417
    12 56,222 603 422
    13 56,825 609 426
    14 57,434 616 431
    15 58,050 622 436
    16 58,672 629 440
    17 59,301 636 445
    18 59,937 643 450
    19 60,579 649 455
    20 61,229 656 459
    TOTAL $11,885 $8,320
  • 12
    LOCAL CD
    State Bank of Cross Plains
    0.55%
    -
    $50,000
    36 Month
    Bank
    0.73x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 13
    LOCAL CD
    CAMC
    0.40%
    -
    $50,000
    12 Month
    Credit Union
    0.73x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 14
    LOCAL CD
    MCCOY
    4.13%
    -
    $50,000
    23 Month
    Credit Union
    N.A.
    $1,000
     
    SCENARIO
    Year Rate
    4.13%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,063 1,444
    2 52,063 2,148 1,504
    3 54,211 2,237 1,566
    4 56,448 2,329 1,630
    5 58,777 2,425 1,698
    6 61,202 2,525 1,768
    7 63,727 2,629 1,841
    8 66,357 2,738 1,917
    9 69,095 2,851 1,996
    10 71,945 2,968 2,078
    11 74,914 3,091 2,164
    12 78,005 3,218 2,253
    13 81,223 3,351 2,346
    14 84,574 3,490 2,443
    15 88,064 3,634 2,543
    16 91,698 3,783 2,648
    17 95,481 3,940 2,758
    18 99,421 4,102 2,871
    19 103,523 4,271 2,990
    20 107,794 4,448 3,113
    TOTAL $62,242 $43,569

    All calculations are for demonstration purposes only.

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