Bank of Bird-in-Hand

309 North Ronks Road
Bird In Hand, PA 17505

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 59074
Date Established 2013
Assets $0.23 billion
Loans $0.19 billion
Deposits $0.21 billion
Capital $0.03 billion

Bank of Bird-in-Hand is an FDIC insured institution located in Bird In Hand, PA. It was founded in 2013 and has approximately $0.23 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Bank of Bird-in-Hand's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Bird-in-Hand’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks in Pennsylvania, Bank of Bird-in-Hand has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 40.77
Multifamily
Mortgages
1.81
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 5.33
Construction and Development Loans 0.49
Commercial Real Estate 8.46
Commercial and Industrial Loans 9.38
Farm Loans 3.21

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
Savings Rates APY MIN MAX
Savings 2.5K
0.10% $1,000 $4,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.30% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.10% $1,000 $4,999 Learn MoreShow Less
MM 10K
0.20% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.35% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 $499 Learn MoreShow Less
Int Ckg 2.5K
0.07% $500 $4,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Bird-in-Hand

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Bird-in-Hand
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Branches

Bank of Bird-in-Hand branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Of Bird-in-hand Locations

Financial Details

Bank of Bird-in-Hand Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Bird-in-Hand. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Bird-in-Hand U.S. Bank Average
0% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Bird-in-Hand had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $27,767,000 in equity and $2,059,000 in loans loss reserves. That gives it a Texas Ratio of 0%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Bird-in-Hand U.S. Bank Average
6.27% 8.58

Bank of Bird-in-Hand has a Return on Equity of 6.27% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Bird-in-Hand U.S. Bank Average
11.89% 12.11

Bank of Bird-in-Hand has a Capitalization of 11.89% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Bird-in-Hand Balance Sheet Analysis

As of June 30, 2017, Bank of Bird-in-Hand had assets of $233,588,000, loans of $188,596,000, and deposits of $205,367,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Bird-in-Hand

Branches and Savings

Is Bank of Bird-in-Hand FDIC insured?

Yes. It is covered under FDIC Certificate #59074.

Why does Bank of Bird-in-Hand pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Bird-in-Hand CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Bird-in-Hand a commercial bank?

Yes

Where are Bank of Bird-in-Hand locations?

See branch locations nearby.

Is Bank of Bird-in-Hand open on Saturdays?

Is Bank of Bird-in-Hand open on Sundays?

What time does Bank of Bird-in-Hand open?

What time does Bank of Bird-in-Hand close?

Are Bank of Bird-in-Hand ATMs Open 24/7?

Do Bank of Bird-in-Hand ATMs accept cash deposits?

Can Bank of Bird-in-Hand customers use other ATMs?

Do Bank of Bird-in-Hand branches have notaries?

Will Bank of Bird-in-Hand notarize my document?

What address for Bank of Bird-in-Hand should I put for incoming ACH transfers?

Will the Bank of Bird-in-Hand branch print checks?

Do Bank of Bird-in-Hand checks expire?

Does Bank of Bird-in-Hand require US citizenship to open account?

Can Bank of Bird-in-Hand close my account?

Does Bank of Bird-in-Hand Report to credit bureaus?

Does Bank of Bird-in-Hand Use Equifax?

What is Bank of Bird-in-Hand's ACH Routing Number?

What is Bank of Bird-in-Hand's SWIFT code?

Products

Does Bank of Bird-in-Hand offer mortgages?

Compare mortgage rates here.

Does Bank of Bird-in-Hand offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Bird-in-Hand offer personal loans?

Compare personal loan rates here.

Does Bank of Bird-in-Hand offer student loans?

Will Bank of Bird-in-Hand cash a check?

Will Bank of Bird-in-Hand redeem a savings bond?

Does Bank of Bird-in-Hand cash savings bonds?

Will Bank of Bird-in-Hand cash money orders?

Can Bank of Bird-in-Hand issue a money order?

Does Bank of Bird-in-Hand do currency exchange?

Background on The Bank

Who owns Bank of Bird-in-Hand?

How long has Bank of Bird-in-Hand been around?

Can Bank of Bird-in-Hand transfer to other banks?

Does Bank of Bird-in-Hand have quick pay?

Does Bank of Bird-in-Hand accept rolled coins?

Will Bank of Bird-in-Hand accept loose change?

Where is Bank of Bird-in-Hand headquarters?

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