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Comparison of Deposit Account from The Huntington National Bank with 3.05% - June 2025

Long-Term Analysis of American National Bank with 0.85% APY and NORTHWOODS with 1.51% APY and Shinhan Bank America with 0.25% APY and The Huntington National Bank with 3.05% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

American National Bank

0.85%

$50,000

36 Month

Bank

1.13x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 0.85%	Annual Interest	Annual Interest (After Tax)
1	50,000	425	298
2	50,425	429	300
3	50,854	432	303
4	51,286	436	305
5	51,722	440	308
6	52,161	443	310
7	52,605	447	313
8	53,052	451	316
9	53,503	455	318
10	53,958	459	321
11	54,416	463	324
12	54,879	466	327
13	55,345	470	329
14	55,816	474	332
15	56,290	478	335
16	56,769	483	338
17	57,251	487	341
18	57,738	491	344
19	58,229	495	346
20	58,724	499	349
	TOTAL	$9,223	$6,456

LOCAL CD

NORTHWOODS

1.51%

$50,000

60 Month

Credit Union

1.64x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 1.51%	Annual Interest	Annual Interest (After Tax)
1	50,000	754	528
2	50,754	765	536
3	51,519	777	544
4	52,296	789	552
5	53,085	801	560
6	53,885	813	569
7	54,698	825	577
8	55,523	837	586
9	56,360	850	595
10	57,210	863	604
11	58,073	876	613
12	58,949	889	622
13	59,837	902	632
14	60,740	916	641
15	61,656	930	651
16	62,586	944	661
17	63,529	958	671
18	64,487	972	681
19	65,460	987	691
20	66,447	1,002	701
	TOTAL	$17,449	$12,214

LOCAL CD

Shinhan Bank America

0.25%

$50,000

18 Month

Bank

0.43x (National Avg. - 0.58%)

$10,000

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

LOCAL CD

The Huntington National Bank

3.05%

$50,000

9 Month

Bank

N.A.

$1,000

SCENARIO

Year	Rate 3.05%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,525	1,068
2	51,525	1,572	1,100
3	53,097	1,619	1,134
4	54,716	1,669	1,168
5	56,385	1,720	1,204
6	58,105	1,772	1,241
7	59,877	1,826	1,278
8	61,703	1,882	1,317
9	63,585	1,939	1,358
10	65,524	1,998	1,399
11	67,523	2,059	1,442
12	69,582	2,122	1,486
13	71,704	2,187	1,531
14	73,891	2,254	1,578
15	76,145	2,322	1,626
16	78,468	2,393	1,675
17	80,861	2,466	1,726
18	83,327	2,541	1,779
19	85,869	2,619	1,833
20	88,488	2,699	1,889
	TOTAL	$41,186	$28,830

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from The Huntington National Bank with 3.05% - June 2025

Long-Term Analysis of American National Bank with 0.85% APY and NORTHWOODS with 1.51% APY and Shinhan Bank America with 0.25% APY and The Huntington National Bank with 3.05% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from The Huntington National Bank with 3.05% - June 2025