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Comparison of Deposit Account from The MINT National Bank with 5.10% - December 2025

Long-Term Analysis of BankPlus with 0.15% APY and Simmons Bank with 1.50% APY and Central Savings Bank with 0.30% APY and The MINT National Bank with 5.10% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

BankPlus

0.15%

$50,000

6 Month

Bank

0.37x (National Avg. - 0.41%)

$1,000

SCENARIO

Year	Rate 0.15%	Annual Interest	Annual Interest (After Tax)
1	50,000	75	53
2	50,075	75	53
3	50,150	75	53
4	50,225	75	53
5	50,301	75	53
6	50,376	76	53
7	50,452	76	53
8	50,527	76	53
9	50,603	76	53
10	50,679	76	53
11	50,755	76	53
12	50,831	76	53
13	50,907	76	53
14	50,984	76	54
15	51,060	77	54
16	51,137	77	54
17	51,214	77	54
18	51,290	77	54
19	51,367	77	54
20	51,444	77	54
	TOTAL	$1,522	$1,065

LOCAL MONEY MARKET

Simmons Bank

1.50%

$50,000

N.A.

Bank

3.70x (National Avg. - 0.41%)

SCENARIO

Year	Rate 1.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	750	525
2	50,750	761	533
3	51,511	773	541
4	52,284	784	549
5	53,068	796	557
6	53,864	808	566
7	54,672	820	574
8	55,492	832	583
9	56,325	845	591
10	57,169	858	600
11	58,027	870	609
12	58,897	883	618
13	59,781	897	628
14	60,678	910	637
15	61,588	924	647
16	62,512	938	656
17	63,449	952	666
18	64,401	966	676
19	65,367	981	686
20	66,348	995	697
	TOTAL	$17,343	$12,140

LOCAL CD

Central Savings Bank

0.30%

$50,000

6 Month

Bank

0.74x (National Avg. - 0.41%)

$100

SCENARIO

Year	Rate 0.30%	Annual Interest	Annual Interest (After Tax)
1	50,000	150	105
2	50,150	150	105
3	50,300	151	106
4	50,451	151	106
5	50,603	152	106
6	50,755	152	107
7	50,907	153	107
8	51,059	153	107
9	51,213	154	108
10	51,366	154	108
11	51,520	155	108
12	51,675	155	109
13	51,830	155	109
14	51,985	156	109
15	52,141	156	109
16	52,298	157	110
17	52,455	157	110
18	52,612	158	110
19	52,770	158	111
20	52,928	159	111
	TOTAL	$3,087	$2,161

LOCAL CD

The MINT National Bank

5.10%

$50,000

12 Month

Bank

9.31x (National Avg. - 0.55%)

$10,000

SCENARIO

Year	Rate 5.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,550	1,785
2	52,550	2,680	1,876
3	55,230	2,817	1,972
4	58,047	2,960	2,072
5	61,007	3,111	2,178
6	64,119	3,270	2,289
7	67,389	3,437	2,406
8	70,825	3,612	2,528
9	74,437	3,796	2,657
10	78,234	3,990	2,793
11	82,224	4,193	2,935
12	86,417	4,407	3,085
13	90,824	4,632	3,242
14	95,456	4,868	3,408
15	100,325	5,117	3,582
16	105,441	5,378	3,764
17	110,819	5,652	3,956
18	116,471	5,940	4,158
19	122,411	6,243	4,370
20	128,654	6,561	4,593
	TOTAL	$85,215	$59,650

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.
Finworth, a division of InsBank	4.20%	$50,000	Learn More
Last change: ↑0.20% on December 7. Early Withdrawal Penalty is 6 months interest.
Limelight Bank, A division of Capital Community Bank	4.20%	$1,000	Learn More
Last change: ↑0.05% on December 1.
Limelight Bank, A division of Capital Community Bank	4.15%	$1,000	Learn More
Last change: ↑0.10% on December 1. Early Withdrawal Penalty is 90 days interest.
Total Bank, a division of City National Bank of Florida	4.10%	$25,000	Learn More
Last change: ↓0.15% on November 26.

Compare Savings vs. CDs Comparison of Deposit Account from The MINT National Bank with 5.10% - December 2025

Long-Term Analysis of BankPlus with 0.15% APY and Simmons Bank with 1.50% APY and Central Savings Bank with 0.30% APY and The MINT National Bank with 5.10% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from The MINT National Bank with 5.10% - December 2025