Amarillo National Bank

410 S Taylor
Amarillo, TX 79101

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 14531
Date Established 1892
Assets $3.96 billion
Loans $3.12 billion
Deposits $3.36 billion
Capital $0.48 billion

Amarillo National Bank is an FDIC insured institution located in Amarillo, TX. It was founded in 1892 and has approximately $3.96 billion in assets. Customers can open an account at one of its 20 branches.

For a more detailed analysis of Amarillo National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Amarillo National Bank’s loan portfolio are Commercial and Industrial Loans, Consumer Auto Loans, and Farm Loans.

Compared to other banks in Texas, Amarillo National Bank has a significantly higher percent of Consumer Auto Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 7.79
Multifamily
Mortgages
0.00
Credit Card Loans 0.16
Consumer Auto Loans 16.22
Small Business Loans 1.97
Construction and Development Loans 2.45
Commercial Real Estate 12.27
Commercial and Industrial Loans 33.00
Farm Loans 15.91

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.55% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.75% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.25% $1 $9,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.85% $50 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.35% $1,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.25% $1,000 $9,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Amarillo National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Amarillo National Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Amarillo National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Amarillo National Bank Locations

Financial Details

Amarillo National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Amarillo National Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Amarillo National Bank U.S. Bank Average
4.56% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Amarillo National Bank had $22,808,000 in non-current loans and $1,146,000 in owned real estate. To cover these potential losses it had $482,738,000 in equity and $43,012,000 in loans loss reserves. That gives it a Texas Ratio of 4.56%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Amarillo National Bank U.S. Bank Average
15.07% 8.58

Amarillo National Bank has a Return on Equity of 15.07% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Amarillo National Bank U.S. Bank Average
12.18% 12.11

Amarillo National Bank has a Capitalization of 12.18% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Amarillo National Bank Balance Sheet Analysis

As of June 30, 2017, Amarillo National Bank had assets of $3,962,417,000, loans of $3,121,573,000, and deposits of $3,359,603,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Amarillo National Bank

Branches and Savings

Is Amarillo National Bank FDIC insured?

Yes. It is covered under FDIC Certificate #14531.

Why does Amarillo National Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Amarillo National Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Amarillo National Bank a commercial bank?

Yes

Where are Amarillo National Bank locations?

See branch locations nearby.

Is Amarillo National Bank open on Saturdays?

Is Amarillo National Bank open on Sundays?

What time does Amarillo National Bank open?

What time does Amarillo National Bank close?

Are Amarillo National Bank ATMs Open 24/7?

Do Amarillo National Bank ATMs accept cash deposits?

Can Amarillo National Bank customers use other ATMs?

Do Amarillo National Bank branches have notaries?

Will Amarillo National Bank notarize my document?

What address for Amarillo National Bank should I put for incoming ACH transfers?

Will the Amarillo National Bank branch print checks?

Do Amarillo National Bank checks expire?

Does Amarillo National Bank require US citizenship to open account?

Can Amarillo National Bank close my account?

Does Amarillo National Bank Report to credit bureaus?

Does Amarillo National Bank Use Equifax?

What is Amarillo National Bank's ACH Routing Number?

What is Amarillo National Bank's SWIFT code?

Products

Does Amarillo National Bank offer mortgages?

Compare mortgage rates here.

Does Amarillo National Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Amarillo National Bank offer personal loans?

Compare personal loan rates here.

Does Amarillo National Bank offer student loans?

Will Amarillo National Bank cash a check?

Will Amarillo National Bank redeem a savings bond?

Does Amarillo National Bank cash savings bonds?

Will Amarillo National Bank cash money orders?

Can Amarillo National Bank issue a money order?

Does Amarillo National Bank do currency exchange?

Background on The Bank

Who owns Amarillo National Bank?

How long has Amarillo National Bank been around?

Can Amarillo National Bank transfer to other banks?

Does Amarillo National Bank have quick pay?

Does Amarillo National Bank accept rolled coins?

Will Amarillo National Bank accept loose change?

Where is Amarillo National Bank headquarters?

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