This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.33% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,167 | 1,517 |
| 2 | 52,167 | 2,261 | 1,583 |
| 3 | 54,428 | 2,359 | 1,651 |
| 4 | 56,787 | 2,461 | 1,723 |
| 5 | 59,248 | 2,568 | 1,797 |
| 6 | 61,816 | 2,679 | 1,875 |
| 7 | 64,495 | 2,795 | 1,957 |
| 8 | 67,290 | 2,916 | 2,041 |
| 9 | 70,206 | 3,043 | 2,130 |
| 10 | 73,249 | 3,175 | 2,222 |
| 11 | 76,424 | 3,312 | 2,319 |
| 12 | 79,736 | 3,456 | 2,419 |
| 13 | 83,192 | 3,606 | 2,524 |
| 14 | 86,797 | 3,762 | 2,633 |
| 15 | 90,559 | 3,925 | 2,747 |
| 16 | 94,484 | 4,095 | 2,866 |
| 17 | 98,579 | 4,272 | 2,991 |
| 18 | 102,851 | 4,458 | 3,120 |
| 19 | 107,309 | 4,651 | 3,256 |
| 20 | 111,960 | 4,852 | 3,397 |
| TOTAL | $66,812 | $46,768 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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