Compare Savings vs. CDs
Comparison of Deposit Account from Titonka Savings Bank with 0.68% - July 2025


Long-Term Analysis of Titonka Savings Bank with 0.04% APY and Titonka Savings Bank with 0.68% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    0.04%
    -
    $50,000
    N.A.
    Bank
    N.A.
    $1,000
     
    SCENARIO
    Year Rate
    0.04%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 20 14
    2 50,020 20 14
    3 50,040 20 14
    4 50,060 20 14
    5 50,080 20 14
    6 50,100 20 14
    7 50,120 20 14
    8 50,140 20 14
    9 50,160 20 14
    10 50,180 20 14
    11 50,200 20 14
    12 50,220 20 14
    13 50,241 20 14
    14 50,261 20 14
    15 50,281 20 14
    16 50,301 20 14
    17 50,321 20 14
    18 50,341 20 14
    19 50,361 20 14
    20 50,381 20 14
    TOTAL $402 $281
  • 2
    LOCAL CD
    0.68%
    -
    $50,000
    60 Month
    Bank
    0.74x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    0.68%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 341 238
    2 50,341 343 240
    3 50,683 345 242
    4 51,028 348 243
    5 51,376 350 245
    6 51,726 352 247
    7 52,078 355 248
    8 52,433 357 250
    9 52,790 359 252
    10 53,149 362 253
    11 53,511 364 255
    12 53,876 367 257
    13 54,243 369 259
    14 54,612 372 260
    15 54,984 374 262
    16 55,358 377 264
    17 55,735 380 266
    18 56,115 382 267
    19 56,497 385 269
    20 56,882 387 271
    TOTAL $7,269 $5,088

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.06% on June 24.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.20% on April 9.

    Last change: ↑0.34% on May 27.
    Warning: Early Withdrawal Penalty is 180 days interest.