Sunrise Bank Dakota

201 South Main Street
Onida, SD 57564


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15847
Date Established 1925
Assets $0.06 billion
Loans $0.04 billion
Deposits $0.05 billion
Capital $0.01 billion

Sunrise Bank Dakota is an FDIC insured institution located in Onida, SD. It was founded in 1925 and has approximately $0.06 billion in assets.

For a more detailed analysis of Sunrise Bank Dakota's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Sunrise Bank Dakota’s loan portfolio are Farm Loans, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks, Sunrise Bank Dakota’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 7.33
Credit Card Loans 0.28
Consumer Auto Loans 1.23
Small Business Loans 3.38
Construction and Development Loans 0.00
Commercial Real Estate 3.46
Commercial and Industrial Loans 11.10
Farm Loans 53.56

Deposit Rates - May 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.25% $2,500 $9,999 Learn MoreShow Less
Money Market
0.50% $10,000 $24,999 Learn MoreShow Less
Money Market
0.75% $25,000 - Learn MoreShow Less
3 Mo CD
0.55% $500 - Learn MoreShow Less
6 Mo CD
1.10% $500 - Learn MoreShow Less
12 Mo CD
1.30% $500 - Learn MoreShow Less
24 Mo CD
1.56% $500 - Learn MoreShow Less
36 Mo CD
1.66% $500 - Learn MoreShow Less
48 Mo CD
1.80% $500 - Learn MoreShow Less
60 Mo CD
2.00% $500 - Learn MoreShow Less

Fixed IRA
1.30% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $1,500 - Learn MoreShow Less

Loan Rates - May 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Sunrise Bank Dakota

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.905% 3.875% 0.38 $900 $1,176 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.910% 3.875% 0.00 $1,072 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to Sunrise Bank Dakota
To upload and update your bank's rates please register. It is free to register and add rates.


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Financial Details

Sunrise Bank Dakota Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sunrise Bank Dakota. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Sunrise Bank Dakota U.S. Bank Average
48.85% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, Sunrise Bank Dakota had $3,462,000 in non-current loans and $99,000 in owned real estate. To cover these potential losses it had $6,465,000 in equity and $824,000 in loans loss reserves. That gives it a Texas Ratio of 48.85%.

Return on Equity
Sunrise Bank Dakota U.S. Bank Average
8.44% 8.80%

Sunrise Bank Dakota has a Return on Equity of 8.44% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Sunrise Bank Dakota U.S. Bank Average
11.27% 12.29%

Sunrise Bank Dakota has a Capitalization of 11.27% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Sunrise Bank Dakota Balance Sheet Analysis

As of December 31, 2018, Sunrise Bank Dakota had assets of $57,342,000, loans of $40,570,000, and deposits of $47,352,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.04 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.05 billion
Total deposits $0.05 billion
      Interest-bearing deposits $0.04 billion
      Deposits held in domestic offices $0.05 billion
      % insured (estimated) 86.29%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.05 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

December 31, 2018
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Sunrise Bank Dakota

Branches and Savings

Is Sunrise Bank Dakota FDIC insured?

Yes. It is covered under FDIC Certificate #15847.

Why does Sunrise Bank Dakota pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Sunrise Bank Dakota CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Sunrise Bank Dakota a commercial bank?


Where are Sunrise Bank Dakota locations?

See branch locations nearby.

Is Sunrise Bank Dakota open on Saturdays?

Is Sunrise Bank Dakota open on Sundays?

What time does Sunrise Bank Dakota open?

What time does Sunrise Bank Dakota close?

Are Sunrise Bank Dakota ATMs Open 24/7?

Do Sunrise Bank Dakota ATMs accept cash deposits?

Can Sunrise Bank Dakota customers use other ATMs?

Do Sunrise Bank Dakota branches have notaries?

Will Sunrise Bank Dakota notarize my document?

What address for Sunrise Bank Dakota should I put for incoming ACH transfers?

Will the Sunrise Bank Dakota branch print checks?

Do Sunrise Bank Dakota checks expire?

Does Sunrise Bank Dakota require US citizenship to open account?

Can Sunrise Bank Dakota close my account?

Does Sunrise Bank Dakota Report to credit bureaus?

Does Sunrise Bank Dakota Use Equifax?

What is Sunrise Bank Dakota's ACH Routing Number?

What is Sunrise Bank Dakota's SWIFT code?


Does Sunrise Bank Dakota offer mortgages?

Compare mortgage rates here.

Does Sunrise Bank Dakota offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sunrise Bank Dakota offer personal loans?

Compare personal loan rates here.

Does Sunrise Bank Dakota offer student loans?

Will Sunrise Bank Dakota cash a check?

Will Sunrise Bank Dakota redeem a savings bond?

Does Sunrise Bank Dakota cash savings bonds?

Will Sunrise Bank Dakota cash money orders?

Can Sunrise Bank Dakota issue a money order?

Does Sunrise Bank Dakota do currency exchange?

Background on The Bank

Who owns Sunrise Bank Dakota?

How long has Sunrise Bank Dakota been around?

Can Sunrise Bank Dakota transfer to other banks?

Does Sunrise Bank Dakota have quick pay?

Does Sunrise Bank Dakota accept rolled coins?

Will Sunrise Bank Dakota accept loose change?

Where is Sunrise Bank Dakota headquarters?

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