This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.66% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,830 | 1,981 |
| 2 | 52,830 | 2,990 | 2,093 |
| 3 | 55,820 | 3,159 | 2,212 |
| 4 | 58,980 | 3,338 | 2,337 |
| 5 | 62,318 | 3,527 | 2,469 |
| 6 | 65,845 | 3,727 | 2,609 |
| 7 | 69,572 | 3,938 | 2,756 |
| 8 | 73,510 | 4,161 | 2,912 |
| 9 | 77,670 | 4,396 | 3,077 |
| 10 | 82,066 | 4,645 | 3,251 |
| 11 | 86,711 | 4,908 | 3,436 |
| 12 | 91,619 | 5,186 | 3,630 |
| 13 | 96,805 | 5,479 | 3,835 |
| 14 | 102,284 | 5,789 | 4,052 |
| 15 | 108,073 | 6,117 | 4,282 |
| 16 | 114,190 | 6,463 | 4,524 |
| 17 | 120,653 | 6,829 | 4,780 |
| 18 | 127,482 | 7,216 | 5,051 |
| 19 | 134,698 | 7,624 | 5,337 |
| 20 | 142,322 | 8,055 | 5,639 |
| TOTAL | $100,377 | $70,264 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
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5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
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5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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