This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.91% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 955 | 669 |
| 2 | 50,955 | 973 | 681 |
| 3 | 51,928 | 992 | 694 |
| 4 | 52,920 | 1,011 | 708 |
| 5 | 53,931 | 1,030 | 721 |
| 6 | 54,961 | 1,050 | 735 |
| 7 | 56,011 | 1,070 | 749 |
| 8 | 57,080 | 1,090 | 763 |
| 9 | 58,171 | 1,111 | 778 |
| 10 | 59,282 | 1,132 | 793 |
| 11 | 60,414 | 1,154 | 808 |
| 12 | 61,568 | 1,176 | 823 |
| 13 | 62,744 | 1,198 | 839 |
| 14 | 63,942 | 1,221 | 855 |
| 15 | 65,164 | 1,245 | 871 |
| 16 | 66,408 | 1,268 | 888 |
| 17 | 67,677 | 1,293 | 905 |
| 18 | 68,969 | 1,317 | 922 |
| 19 | 70,287 | 1,342 | 940 |
| 20 | 71,629 | 1,368 | 958 |
| TOTAL | $22,997 | $16,098 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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