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Comparison of Deposit Account from TRUE SKY with 1.91% - August 2025


Long-Term Analysis of Fortress Bank with 0.75% APY and Legend Bank, N.A. with 0.75% APY and Root River State Bank with 0.80% APY and Enterprise Bank with 0.75% APY and HAMPTON ROADS EDUC CREDIT UNION INC with 0.90% APY and Truist Bank with 0.05% APY and TRUE SKY with 1.91% APY and VYSTAR with 3.75% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Fortress Bank
    0.75%
    -
    $50,000
    36 Month
    Bank
    0.99x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 2
    LOCAL CD
    Legend Bank, N.A.
    0.75%
    -
    $50,000
    60 Month
    Bank
    0.82x (National Avg. - 0.92%)
    $1,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 3
    LOCAL CD
    Root River State Bank
    0.80%
    -
    $50,000
    36 Month
    Bank
    1.06x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.80%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 400 280
    2 50,400 403 282
    3 50,803 406 284
    4 51,210 410 287
    5 51,619 413 289
    6 52,032 416 291
    7 52,449 420 294
    8 52,868 423 296
    9 53,291 426 298
    10 53,717 430 301
    11 54,147 433 303
    12 54,580 437 306
    13 55,017 440 308
    14 55,457 444 311
    15 55,901 447 313
    16 56,348 451 316
    17 56,799 454 318
    18 57,253 458 321
    19 57,711 462 323
    20 58,173 465 326
    TOTAL $8,638 $6,047
  • 4
    LOCAL CD
    Enterprise Bank
    0.75%
    -
    $50,000
    18 Month
    Bank
    1.29x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 5
    LOCAL CD
    HAMPTON ROADS EDUC CREDIT UNION INC
    0.90%
    -
    $50,000
    36 Month
    Credit Union
    1.20x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 452 316
    2 50,452 456 319
    3 50,907 460 322
    4 51,367 464 325
    5 51,831 468 328
    6 52,299 472 331
    7 52,771 477 334
    8 53,247 481 337
    9 53,728 485 340
    10 54,213 490 343
    11 54,703 494 346
    12 55,197 498 349
    13 55,695 503 352
    14 56,198 507 355
    15 56,706 512 358
    16 57,218 517 362
    17 57,734 521 365
    18 58,256 526 368
    19 58,782 531 372
    20 59,313 536 375
    TOTAL $9,848 $6,894
  • 6
    LOCAL CD
    Truist Bank
    0.05%
    -
    $50,000
    60 Month
    Bank
    0.05x (National Avg. - 0.92%)
    $1,000
     
    SCENARIO
    Year Rate
    0.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 25 18
    2 50,025 25 18
    3 50,050 25 18
    4 50,075 25 18
    5 50,100 25 18
    6 50,125 25 18
    7 50,150 25 18
    8 50,175 25 18
    9 50,200 25 18
    10 50,225 25 18
    11 50,251 25 18
    12 50,276 25 18
    13 50,301 25 18
    14 50,326 25 18
    15 50,351 25 18
    16 50,376 25 18
    17 50,402 25 18
    18 50,427 25 18
    19 50,452 25 18
    20 50,477 25 18
    TOTAL $502 $352
  • 7
    LOCAL CD
    TRUE SKY
    1.91%
    -
    $50,000
    6 Month
    Credit Union
    4.67x (National Avg. - 0.41%)
    $1,000
     
    SCENARIO
    Year Rate
    1.91%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 955 669
    2 50,955 973 681
    3 51,928 992 694
    4 52,920 1,011 708
    5 53,931 1,030 721
    6 54,961 1,050 735
    7 56,011 1,070 749
    8 57,080 1,090 763
    9 58,171 1,111 778
    10 59,282 1,132 793
    11 60,414 1,154 808
    12 61,568 1,176 823
    13 62,744 1,198 839
    14 63,942 1,221 855
    15 65,164 1,245 871
    16 66,408 1,268 888
    17 67,677 1,293 905
    18 68,969 1,317 922
    19 70,287 1,342 940
    20 71,629 1,368 958
    TOTAL $22,997 $16,098
  • 8
    LOCAL CD
    VYSTAR
    3.75%
    -
    $50,000
    9 Month
    Credit Union
    N.A.
    $50,000
     
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085

    All calculations are for demonstration purposes only.

    Featured CD Rates

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