FIRST UNITED

3140 IVANREST AVE SW
Grandville, MI 49418

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68640
Date Established 1937
Assets $39.26 million
Loans $30.34 million
Deposits $32.85 million
Capital $3.91 million
 

First United is an NCUA insured institution located in Grandville, MI. It was founded in 1937 and has approximately $39.26 millions in assets.

Deposit Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
1.00% $2,500 $24,999 Learn MoreShow Less
Money Market
1.10% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.80% $500 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.50% $500 $49,999 Learn MoreShow Less
1.80% $500 $49,999 Learn MoreShow Less
1.90% $500 $49,999 Learn MoreShow Less
2.10% $500 $49,999 Learn MoreShow Less
2.20% $500 $49,999 Learn MoreShow Less
2.40% $500 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 - Learn MoreShow Less

Loan Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FIRST UNITED

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.523% 3.500% 0.25 $732 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to FIRST UNITED
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Branches

Below are First United branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


First United Locations


Financial Details

First United Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First United. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First United U.S. Average
17.36% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, First United had $739,879 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,908,890 in net worth and $353,207 in loans loss reserves. That gives it a Texas Ratio of 17.36%.

Net Worth
First United U.S. Average
9.95% 13.65%

First United FCU has a net worth of 9.95% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First United

Branches and Savings

What is First United?

A federal credit union, registered with the NCUA under certificate #68640.
Learn more about credit unions here.

Is First United FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First United?

Please see Field of Membership information above for information on who is eligible to join.

What are First United's share account and share certificate rates?

First United's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First United?

First United has total capital of $3.91 million. Full information on First United's financial position is located above.

Who owns First United?

Credit Unions are owned by their members.

Where are First United branches located?

See branch locations nearby.

Are First United ATMs Open 24/7?

Do First United ATMs accept cash deposits?

Can First United customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First United have a mobile app?

Does First United have mobile deposit?

Does First United have quick pay?

How can First United transfer money to other banks or credit unions?

Does First United report to credit bureaus?

Does First United use Chexsystems?

Does First United use Equifax?

What is First United's toll free phone number?

What is First United's ACH Routing Number?

What is First United's SWIFT code?

Where can I find First United's wire transfer form?

What is the First United address for deposits?

What Products Does First United Offer

Does First United offer mortgages?

Compare mortgage rates here.

Does First United offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First United offer auto and RV loans?

Compare auto loan rates here.

Does First United offer student loans or personal loans?

Compare personal loan rates here.

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