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Comparison of Deposit Account from TRUE SKY with 2.26% - December 2025

Long-Term Analysis of First Bank with 0.75% APY and TRUE SKY with 2.26% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

First Bank

0.75%

$50,000

48 Month

Bank

0.92x (National Avg. - 0.82%)

$10,000

SCENARIO

Year	Rate 0.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	375	263
2	50,375	378	264
3	50,753	381	266
4	51,133	384	268
5	51,517	386	270
6	51,903	389	272
7	52,293	392	275
8	52,685	395	277
9	53,080	398	279
10	53,478	401	281
11	53,879	404	283
12	54,283	407	285
13	54,690	410	287
14	55,101	413	289
15	55,514	416	291
16	55,930	419	294
17	56,350	423	296
18	56,772	426	298
19	57,198	429	300
20	57,627	432	303
	TOTAL	$8,059	$5,641

LOCAL CD

TRUE SKY

2.26%

$50,000

30 Month

Credit Union

N.A.

$500

SCENARIO

Year	Rate 2.26%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,130	791
2	51,130	1,156	809
3	52,286	1,182	827
4	53,467	1,208	846
5	54,676	1,236	865
6	55,911	1,264	885
7	57,175	1,292	905
8	58,467	1,321	925
9	59,788	1,351	946
10	61,140	1,382	967
11	62,521	1,413	989
12	63,934	1,445	1,011
13	65,379	1,478	1,034
14	66,857	1,511	1,058
15	68,368	1,545	1,082
16	69,913	1,580	1,106
17	71,493	1,616	1,131
18	73,109	1,652	1,157
19	74,761	1,690	1,183
20	76,450	1,728	1,209
	TOTAL	$28,178	$19,725

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.
Finworth, a division of InsBank	4.20%	$50,000	Learn More
Last change: ↑0.20% on December 7. Early Withdrawal Penalty is 6 months interest.
Total Bank, a division of City National Bank of Florida	4.10%	$25,000	Learn More
Last change: ↓0.15% on November 26.
KS StateBank	4.10%	$500	Learn More
Last change: ↓0.10% on September 17.
Bread Savings, a division of Bread Financial	4.10%	$1,500	Learn More
Last change: ↓0.05% on December 8.

Compare Savings vs. CDs Comparison of Deposit Account from TRUE SKY with 2.26% - December 2025

Long-Term Analysis of First Bank with 0.75% APY and TRUE SKY with 2.26% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from TRUE SKY with 2.26% - December 2025