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Comparison of Deposit Account from TRULIANT with 2.34% - November 2025


Long-Term Analysis of Peoples State Bank with 0.05% APY and TRULIANT with 2.34% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL SAVINGS
    Peoples State Bank
    0.05%
    -
    $50,000
    N.A.
    Bank
    0.22x (National Avg. - 0.22%)
    $2,500
     
    SCENARIO
    Year Rate
    0.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 25 18
    2 50,025 25 18
    3 50,050 25 18
    4 50,075 25 18
    5 50,100 25 18
    6 50,125 25 18
    7 50,150 25 18
    8 50,175 25 18
    9 50,200 25 18
    10 50,225 25 18
    11 50,251 25 18
    12 50,276 25 18
    13 50,301 25 18
    14 50,326 25 18
    15 50,351 25 18
    16 50,376 25 18
    17 50,402 25 18
    18 50,427 25 18
    19 50,452 25 18
    20 50,477 25 18
    TOTAL $502 $352
  • 2
    LOCAL CD
    TRULIANT
    2.34%
    -
    $50,000
    3 Month
    Credit Union
    1.02x (National Avg. - 2.29%)
    $250
     
    SCENARIO
    Year Rate
    2.34%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,170 819
    2 51,170 1,197 838
    3 52,367 1,225 858
    4 53,593 1,254 878
    5 54,847 1,283 898
    6 56,130 1,313 919
    7 57,444 1,344 941
    8 58,788 1,376 963
    9 60,164 1,408 985
    10 61,571 1,441 1,009
    11 63,012 1,474 1,032
    12 64,487 1,509 1,056
    13 65,996 1,544 1,081
    14 67,540 1,580 1,106
    15 69,120 1,617 1,132
    16 70,738 1,655 1,159
    17 72,393 1,694 1,186
    18 74,087 1,734 1,214
    19 75,821 1,774 1,242
    20 77,595 1,816 1,271
    TOTAL $29,411 $20,587

    All calculations are for demonstration purposes only.

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