Po Box 26000
Winston Salem, NC 27114
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.65% →
1-Year CD 0.76% 0.70% →
2-Year CD 0.81% 0.75% →
5-Year CD 1.11% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Truliant is an NCUA insured institution located in Winston Salem, NC. It was founded in 1952 and has approximately $3513.57 millions in assets.

Who can join?

You can join Truliant Federal Credit Union if:

You live, work, worship or attend school in one of the many communities we serve in NC, SC, VA and OH.

You are employed or retired from any one of our eligible business partners.
List of partners can be found from this link:

You are an immediate family member (spouse, child, sibling, parent, grandparent or grandchild) or a household member of an existing member.

Served communities

North Carolina:

Alamance County
Alexander County
Alleghany County
Cabarrus County
Caswell County
Catawba County
Chatham County
Cleveland County
Davidson County
Davie County
Forsyth County
Guilford County
Gaston County
Iredell County
Mecklenburg County
Montgomery County
Randolph County
Rockingham County
Rowan County
Stanly County
Stokes County
Surry County
Wilkes County
Yadkin County

South Carolina:

Portions of Greenville County


Henry County (including the City of Martinsville)
Montgomery County
Pulaski County (including the City of Radford)
Portions of Henrico and Chesterfield County (including the City of Richmond)
Portions of Wythe County (including the City of Wytheville)

NCUA Insured Yes / Federally Chartered
Charter Number # # 7840
Date Established 1952
Assets $3,513.57 million
Loans $2,428.51 million
Deposits $3,162.02 million
Capital $279.42 million

Field of Membership Restrictions

Membership in Truliant Federal Credit Union is open to anyone through joining the American Consumer Council. Membership is also open to the following: (1) those who live, work, attend school or worship in Alamance, Alexander, Alleghany, Cabarrus, Caswell, Catawba, Chatham, Cleveland, Davidson, Davie, Forsyth, Guilford, Gaston, Iredell, Mecklenburg, Montgomery, Randolph, Rockingham, Rowan, Stanly, Stokes, Surry, Wilkes, or Yadkin Counties in North Carolina; (2) those who live, work, attend school or worship in Henry, Montgomery, or Pulaski Counties in Virginia and select areas of Wythe, Henrico and Chesterfield Counties; (3) those who live, work, attend school or worship in select areas of Greenville County in South Carolina; (4) employees of AT&T Company, Blue Rhino Corporation, Corn Products International and over 300 Select Employer Groups.

Deposit Rates - August 1, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
Premium Money Market Account
0.15% $10,000 $14,999 Learn More
Premium Money Market Account
0.20% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.76% $100,000 $199,999 Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.81% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.86% $100,000 $199,999 Learn More
48 Mo CD
0.81% $10,000 $14,999 Learn More
48 Mo CD
0.91% $100,000 $199,999 Learn More
60 Mo CD
1.01% $10,000 $14,999 Learn More
60 Mo CD
1.11% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.15% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 1, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TRULIANT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.460% 2.375% 0.75 $2,840 $972 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Truliant branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Truliant Locations

Financial Details

Truliant Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Truliant. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Truliant U.S. Average
5.35% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Truliant had $15,629,070 in non-current loans and $532,990 in owned assets. To cover these potential losses it had $279,419,682 in net worth and $22,851,682 in loans loss reserves. That gives it a Texas Ratio of 5.35%.

Net Worth
Truliant U.S. Average
8.48% 12.20%

Truliant FCU has a net worth of 8.48% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Truliant

Branches and Savings

What is Truliant?

A federal credit union, registered with the NCUA under certificate #7840.
Learn more about credit unions here.

Is Truliant FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Truliant is insured by the NCUA.

Who can join Truliant?

Please see Field of Membership information above for information on who is eligible to join.

What are Truliant's share account and share certificate rates?

Truliant's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Truliant?

Truliant has total capital of $279.42 million. Full information on Truliant's financial position is located above.

Who owns Truliant?

Credit Unions are owned by their members.

Where are Truliant branches located?

See branch locations nearby.

Are Truliant ATMs Open 24/7?

Do Truliant ATMs accept cash deposits?

Can Truliant customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Truliant have a mobile app?

Does Truliant have mobile deposit?

Does Truliant have quick pay?

How can Truliant transfer money to other banks or credit unions?

Does Truliant report to credit bureaus?

Does Truliant use Chexsystems?

Does Truliant use Equifax?

What is Truliant's toll free phone number?

What is Truliant's ACH Routing Number?

What is Truliant's SWIFT code?

Where can I find Truliant's wire transfer form?

What is the Truliant address for deposits?

What Products Does Truliant Offer

Does Truliant offer mortgages?

Compare mortgage rates here.

Does Truliant offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Truliant offer auto and RV loans?

Compare auto loan rates here.

Does Truliant offer student loans or personal loans?

Compare personal loan rates here.

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