TRULIANT

PO BOX 26000
Winston Salem, NC 27114

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 7840
Date Established 1952
Assets $2,575.05 million
Loans $2,040.76 million
Deposits $2,265.20 million
Capital $224.03 million

Truliant is an NCUA insured institution located in Winston Salem, NC. It was founded in 1952 and has approximately $2575.05 millions in assets.

Who can join?

You can join Truliant Federal Credit Union if:

You live, work, worship or attend school in one of the many communities we serve in NC, SC, VA and OH.

You are employed or retired from any one of our eligible business partners.
List of partners can be found from this link: http://www.truliantfcu.org/kb_landing.php

You are an immediate family member (spouse, child, sibling, parent, grandparent or grandchild) or a household member of an existing member.

Served communities

North Carolina:

Alamance County
Alexander County
Alleghany County
Cabarrus County
Caswell County
Catawba County
Chatham County
Cleveland County
Davidson County
Davie County
Forsyth County
Guilford County
Gaston County
Iredell County
Mecklenburg County
Montgomery County
Randolph County
Rockingham County
Rowan County
Stanly County
Stokes County
Surry County
Wilkes County
Yadkin County

South Carolina:

Portions of Greenville County

Virginia:

Henry County (including the City of Martinsville)
Montgomery County
Pulaski County (including the City of Radford)
Portions of Henrico and Chesterfield County (including the City of Richmond)
Portions of Wythe County (including the City of Wytheville)

Field of Membership Restrictions

Membership in Truliant Federal Credit Union is open to anyone through joining the American Consumer Council. Membership is also open to the following: (1) those who live, work, attend school or worship in Alamance, Alexander, Alleghany, Cabarrus, Caswell, Catawba, Chatham, Cleveland, Davidson, Davie, Forsyth, Guilford, Gaston, Iredell, Mecklenburg, Montgomery, Randolph, Rockingham, Rowan, Stanly, Stokes, Surry, Wilkes, or Yadkin Counties in North Carolina; (2) those who live, work, attend school or worship in Henry, Montgomery, or Pulaski Counties in Virginia and select areas of Wythe, Henrico and Chesterfield Counties; (3) those who live, work, attend school or worship in select areas of Greenville County in South Carolina; (4) employees of AT&T Company, Blue Rhino Corporation, Corn Products International and over 300 Select Employer Groups.

Deposit Rates - July 19, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $1,000 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 $99,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.50% $250 $4,999 Learn MoreShow Less
Special: 13 Mo FIRA
2.25% $1,000 - Learn MoreShow Less
Special: 33 Mo FIRA
2.75% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.30% $5,000 $24,999 Learn MoreShow Less
3 Mo CD
0.40% $100,000 - Learn MoreShow Less
Special: 6 Mo CD
1.01% $250 - Learn MoreShow Less
6 Mo CD
0.35% $5,000 $24,999 Learn MoreShow Less
6 Mo CD
0.45% $100,000 - Learn MoreShow Less
1.55% $5,000 $24,999 Learn MoreShow Less
12 Mo CD
1.65% $100,000 - Learn MoreShow Less
Special: 13 Mo CD
2.25% $1,000 - Learn MoreShow Less
1.65% $5,000 $24,999 Learn MoreShow Less
18 Mo CD
1.76% $100,000 - Learn MoreShow Less
1.70% $5,000 $24,999 Learn MoreShow Less
24 Mo CD
1.81% $100,000 - Learn MoreShow Less
Special: 33 Mo CD
2.75% $1,000 - Learn MoreShow Less
1.75% $5,000 $24,999 Learn MoreShow Less
36 Mo CD
1.85% $100,000 - Learn MoreShow Less
1.95% $5,000 $24,999 Learn MoreShow Less
48 Mo CD
2.05% $100,000 - Learn MoreShow Less
60 Mo CD
2.35% $1,000 $24,999 Learn MoreShow Less
60 Mo CD
2.45% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 $999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - July 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for TRULIANT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.756% 3.750% 0.13 $175 $1,158 Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
3.667% 3.625% 0.13 $1,316 $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
5.490 %
N/A Learn More
More Info

Note to TRULIANT
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Truliant branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Truliant Locations


Financial Details

Truliant Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Truliant. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Truliant U.S. Average
10.00% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Truliant had $22,812,758 in non-current loans and $1,220,950 in owned assets. To cover these potential losses it had $224,028,156 in net worth and $16,371,338 in loans loss reserves. That gives it a Texas Ratio of 10.00%.

Net Worth
Truliant U.S. Average
8.69% 13.47%

Truliant FCU has a net worth of 8.69% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Truliant

Branches and Savings

What is Truliant?

A federal credit union, registered with the NCUA under certificate #7840.
Learn more about credit unions here.

Is Truliant FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Truliant?

Please see Field of Membership information above for information on who is eligible to join.

What are Truliant's share account and share certificate rates?

Truliant's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Truliant?

Truliant has total capital of $224.03 million. Full information on Truliant's financial position is located above.

Who owns Truliant?

Credit Unions are owned by their members.

Where are Truliant branches located?

See branch locations nearby.

Are Truliant ATMs Open 24/7?

Do Truliant ATMs accept cash deposits?

Can Truliant customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Truliant have a mobile app?

Does Truliant have mobile deposit?

Does Truliant have quick pay?

How can Truliant transfer money to other banks or credit unions?

Does Truliant report to credit bureaus?

Does Truliant use Chexsystems?

Does Truliant use Equifax?

What is Truliant's toll free phone number?

What is Truliant's ACH Routing Number?

What is Truliant's SWIFT code?

Where can I find Truliant's wire transfer form?

What is the Truliant address for deposits?

What Products Does Truliant Offer

Does Truliant offer mortgages?

Compare mortgage rates here.

Does Truliant offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Truliant offer auto and RV loans?

Compare auto loan rates here.

Does Truliant offer student loans or personal loans?

Compare personal loan rates here.

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