Truliant Federal Credit Union
Headquarters
Po Box 26000
Winston Salem, NC 27114
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2024 Overview
General Credit Union Information
Truliant is an NCUA insured institution located in Winston Salem, NC. It was founded in 1952 and has approximately $5172.8 millions in assets.
Who can join?
You can join Truliant Federal Credit Union if:
You live, work, worship or attend school in one of the many communities we serve in NC, SC, VA and OH.
You are employed or retired from any one of our eligible business partners.
List of partners can be found from this link: http://www.truliantfcu.org/kb_landing.php
You are an immediate family member (spouse, child, sibling, parent, grandparent or grandchild) or a household member of an existing member.
Served communities
North Carolina:
Alamance County
Alexander County
Alleghany County
Cabarrus County
Caswell County
Catawba County
Chatham County
Cleveland County
Davidson County
Davie County
Forsyth County
Guilford County
Gaston County
Iredell County
Mecklenburg County
Montgomery County
Randolph County
Rockingham County
Rowan County
Stanly County
Stokes County
Surry County
Wilkes County
Yadkin County
South Carolina:
Portions of Greenville County
Virginia:
Henry County (including the City of Martinsville)
Montgomery County
Pulaski County (including the City of Radford)
Portions of Henrico and Chesterfield County (including the City of Richmond)
Portions of Wythe County (including the City of Wytheville)
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 7840 |
| Date Established | 1952 |
| Assets | $5,172.80 million |
| Loans | $3,909.48 million |
| Deposits | $4,463.56 million |
| Capital | $436.79 million |
Field of Membership Restrictions
Membership in Truliant Federal Credit Union is open to anyone through joining the American Consumer Council. Membership is also open to the following: (1) those who live, work, attend school or worship in Alamance, Alexander, Alleghany, Cabarrus, Caswell, Catawba, Chatham, Cleveland, Davidson, Davie, Forsyth, Guilford, Gaston, Iredell, Mecklenburg, Montgomery, Randolph, Rockingham, Rowan, Stanly, Stokes, Surry, Wilkes, or Yadkin Counties in North Carolina; (2) those who live, work, attend school or worship in Henry, Montgomery, or Pulaski Counties in Virginia and select areas of Wythe, Henrico and Chesterfield Counties; (3) those who live, work, attend school or worship in select areas of Greenville County in South Carolina; (4) employees of AT&T Company, Blue Rhino Corporation, Corn Products International and over 300 Select Employer Groups.
Deposit Rates - April 15, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Regular
|
0.10% | $0 | - |
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|
| Membership
|
0.10% | $5 | - |
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|
|
Money Market
|
1.25% | $0 | $24,999 |
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|
|
Money Market
|
1.25% | $25,000 | $49,999 |
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|
|
Money Market
|
1.45% | $50,000 | $74,999 |
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|
|
Money Market
|
1.50% | $75,000 | $99,999 |
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|
|
Money Market
|
2.10% | $100,000 | $249,999 |
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|
|
Money Market
|
2.25% | $250,000 | $499,999 |
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|
|
Money Market
|
1.46% | $500,000 | - |
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|
|
Premium Money Market Account
|
1.25% | $0 | $24,999 |
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|
|
Premium Money Market Account
|
1.25% | $25,000 | $49,999 |
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|
|
Premium Money Market Account
|
1.45% | $50,000 | $74,999 |
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|
|
Premium Money Market Account
|
1.50% | $75,000 | $99,999 |
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|
|
Premium Money Market Account
|
2.10% | $100,000 | $249,999 |
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|
|
Premium Money Market Account
|
2.25% | $250,000 | $499,999 |
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|
|
Premium Money Market Account
|
1.46% | $500,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Month
|
5.55% | $250 | $4,999 |
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|
| 3 Month
|
1.11% | $5,000 | $24,999 |
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|
| 3 Month
|
1.16% | $25,000 | $99,999 |
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|
| 3 Month
|
1.21% | $100,000 | - |
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|
| 6 Month
|
5.25% | $250 | $4,999 |
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|
| 6 Month
|
1.11% | $5,000 | $24,999 |
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|
| 6 Month
|
1.16% | $25,000 | $99,999 |
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|
| 6 Month
|
1.21% | $100,000 | - |
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|
| 12 Month
|
4.50% | $250 | $4,999 |
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|
| 12 Month
|
2.50% | $5,000 | $24,999 |
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|
| 12 Month
|
2.55% | $25,000 | $99,999 |
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|
| 12 Month
|
2.60% | $100,000 | - |
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|
| 14 Month
|
4.00% | $250 | $4,999 |
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|
| 14 Month
|
2.50% | $5,000 | $24,999 |
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|
| 14 Month
|
2.55% | $25,000 | $99,999 |
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|
| 14 Month
|
2.60% | $100,000 | - |
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| Limited-Time 16 Month Term Special
|
5.70% | $1,000 | - |
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| 18 Month
|
2.44% | $250 | $4,999 |
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|
| 18 Month
|
2.50% | $5,000 | $24,999 |
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|
| 18 Month
|
3.05% | $25,000 | $99,999 |
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|
| 18 Month
|
3.10% | $100,000 | - |
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|
| 24 Month
|
2.95% | $250 | $4,999 |
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|
| 24 Month
|
3.24% | $5,000 | $24,999 |
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|
| 24 Month
|
3.05% | $25,000 | $99,999 |
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|
| 24 Month
|
3.10% | $100,000 | - |
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|
| 36 Month
|
2.64% | $250 | $4,999 |
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|
| 36 Month
|
2.74% | $5,000 | $24,999 |
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|
| 36 Month
|
2.84% | $25,000 | $99,999 |
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|
| 36 Month
|
2.95% | $100,000 | - |
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|
| 48 Month
|
3.18% | $250 | $4,999 |
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|
| 48 Month
|
3.24% | $5,000 | $24,999 |
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|
| 48 Month
|
3.29% | $25,000 | $99,999 |
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|
| 48 Month
|
3.34% | $100,000 | - |
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|
| 60 Month
|
3.29% | $250 | $4,999 |
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|
| 60 Month
|
3.35% | $5,000 | $24,999 |
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|
| 60 Month
|
3.40% | $25,000 | $99,999 |
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|
| 60 Month
|
3.45% | $100,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Senior Advantage
|
0.00% | $0 | - | Learn More |
| Advantage
|
0.05% | $2,500 | - | Learn More |
Loan Rates - April 15, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Truliant
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 1907 |
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NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Truliant
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Truliant branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
TRULIANT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Truliant Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Truliant. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Truliant | U.S. Average |
|---|---|
| 10.47% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Truliant had $47,061,628 in non-current loans and $996,825 in owned assets. To cover these potential losses it had $436,794,656 in net worth and $22,032,535 in loans loss reserves. That gives it a Texas Ratio of 10.47%.
Net Worth
| Truliant | U.S. Average |
|---|---|
| 9.27% | 13.62% |
Truliant FCU has a net worth of 9.27% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Truliant
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