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Comparison of Deposit Account from UNION SQUARE with 0.20% - December 2025

Long-Term Analysis of UNION SQUARE with 0.20% APY and MidFirst Bank with 0.30% APY and BLUPEAK with 4.90% APY and Commonwealth Co-operative Bank with 0.75% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL MONEY MARKET

UNION SQUARE

0.20%

$50,000

N.A.

Credit Union

N.A.

$2,500

SCENARIO

Year	Rate 0.20%	Annual Interest	Annual Interest (After Tax)
1	50,000	100	70
2	50,100	100	70
3	50,200	100	70
4	50,301	101	70
5	50,401	101	71
6	50,502	101	71
7	50,603	101	71
8	50,704	101	71
9	50,806	102	71
10	50,907	102	71
11	51,009	102	71
12	51,111	102	72
13	51,213	102	72
14	51,316	103	72
15	51,418	103	72
16	51,521	103	72
17	51,624	103	72
18	51,727	103	72
19	51,831	104	73
20	51,935	104	73
	TOTAL	$2,038	$1,427

LOCAL MONEY MARKET

MidFirst Bank

0.30%

$50,000

N.A.

Bank

N.A.

$10,000

SCENARIO

Year	Rate 0.30%	Annual Interest	Annual Interest (After Tax)
1	50,000	150	105
2	50,150	150	105
3	50,300	151	106
4	50,451	151	106
5	50,603	152	106
6	50,755	152	107
7	50,907	153	107
8	51,059	153	107
9	51,213	154	108
10	51,366	154	108
11	51,520	155	108
12	51,675	155	109
13	51,830	155	109
14	51,985	156	109
15	52,141	156	109
16	52,298	157	110
17	52,455	157	110
18	52,612	158	110
19	52,770	158	111
20	52,928	159	111
	TOTAL	$3,087	$2,161

LOCAL CD

BLUPEAK

4.90%

$50,000

12 Month

Credit Union

8.96x (National Avg. - 0.55%)

$1,000

SCENARIO

Year	Rate 4.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,450	1,715
2	52,450	2,570	1,799
3	55,020	2,696	1,887
4	57,716	2,828	1,980
5	60,544	2,967	2,077
6	63,511	3,112	2,178
7	66,623	3,265	2,285
8	69,887	3,424	2,397
9	73,312	3,592	2,515
10	76,904	3,768	2,638
11	80,672	3,953	2,767
12	84,625	4,147	2,903
13	88,772	4,350	3,045
14	93,122	4,563	3,194
15	97,685	4,787	3,351
16	102,471	5,021	3,515
17	107,492	5,267	3,687
18	112,760	5,525	3,868
19	118,285	5,796	4,057
20	124,081	6,080	4,256
	TOTAL	$80,161	$56,112

LOCAL MONEY MARKET

Commonwealth Co-operative Bank

0.75%

$50,000

N.A.

Bank

1.37x (National Avg. - 0.55%)

$50,000

SCENARIO

Year	Rate 0.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	375	263
2	50,375	378	264
3	50,753	381	266
4	51,133	384	268
5	51,517	386	270
6	51,903	389	272
7	52,293	392	275
8	52,685	395	277
9	53,080	398	279
10	53,478	401	281
11	53,879	404	283
12	54,283	407	285
13	54,690	410	287
14	55,101	413	289
15	55,514	416	291
16	55,930	419	294
17	56,350	423	296
18	56,772	426	298
19	57,198	429	300
20	57,627	432	303
	TOTAL	$8,059	$5,641

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.
Finworth, a division of InsBank	4.20%	$50,000	Learn More
Last change: ↑0.20% on December 7. Early Withdrawal Penalty is 6 months interest.
Total Bank, a division of City National Bank of Florida	4.10%	$25,000	Learn More
Last change: ↓0.15% on November 26.
KS StateBank	4.10%	$500	Learn More
Last change: ↓0.10% on September 17.
Bread Savings, a division of Bread Financial	4.10%	$1,500	Learn More
Last change: ↓0.05% on December 8.

Compare Savings vs. CDs Comparison of Deposit Account from UNION SQUARE with 0.20% - December 2025

Long-Term Analysis of UNION SQUARE with 0.20% APY and MidFirst Bank with 0.30% APY and BLUPEAK with 4.90% APY and Commonwealth Co-operative Bank with 0.75% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from UNION SQUARE with 0.20% - December 2025